Risk Operations Analyst - Sso

Stripe Stripe · Fintech · Singapore · 3110 User Policy Operations

Stripe's Risk Operations Analyst (SSO) investigates complex, high-risk user business cases, applying risk judgment and developing tailored solutions. The role involves identifying systemic trends, collaborating cross-functionally, and improving processes, policies, and detection systems. Responsibilities include investigating cases, navigating ambiguity, escalating trends, collaborating with various teams, engaging with users, communicating findings, and contributing to process/tool improvements.

What you'd actually do

  1. Investigate complex, high-risk, and gray-area user business cases, applying deep risk knowledge to make sound, non-binary judgments
  2. Navigate ambiguity confidently—develop custom, evidence-based solutions where standard frameworks do not fully apply
  3. Identify and escalate systemic trends across cases, proposing scalable solutions to cross-functional stakeholders
  4. Collaborate across Risk Operations, User Support, Risk Partnerships, Legal, Compliance, and Product to develop holistic risk mitigation strategies
  5. Engage directly with users—in both positive and sensitive conversations—always maintaining a Users First mindset while balancing regulatory and financial partner requirements

Skills

Required

  • 5+ years of experience in risk management, compliance, fraud, financial operations, or a closely related field in a fast-moving environment
  • Demonstrated ability to navigate gray-area and non-binary decision-making in complex risk environments
  • Strong critical thinking and analytical skills, with the ability to synthesize multiple data sources into a coherent risk narrative
  • Experience collaborating cross-functionally on complex problems and driving alignment across teams with competing priorities
  • Ability to engage directly with users—including in difficult or sensitive conversations—with empathy, clarity, and professionalism
  • Strong written and verbal communication skills; ability to articulate complex risk findings to varied audiences
  • Comfort with ambiguity and fast-paced, constantly evolving environments
  • Track record of identifying systemic problems from individual case patterns and driving process improvements
  • Deep empathy for entrepreneurs and businesses, and genuine motivation to solve problems that empower them
  • The ability and desire to challenge the status quo as a creative thinker who considers problems from a user perspective while being pragmatic and solutions-oriented

Nice to have

  • Familiarity with compliance, or financial partnership relationship management
  • Experience with risk assessment and mitigation strategies in a fintech or payments environment
  • Working knowledge of data analysis and AI tools to quantify risk and inform decisions
  • Background in regulatory compliance within financial services
  • Experience developing scalable operational frameworks or playbooks in ambiguous, high-stakes environments
  • Knowledge of payment processing systems and associated risks

What the JD emphasized

  • 5+ years of experience in risk management, compliance, fraud, financial operations, or a closely related field in a fast-moving environment
  • Demonstrated ability to navigate gray-area and non-binary decision-making in complex risk environments
  • Track record of identifying systemic problems from individual case patterns and driving process improvements