Affirm

Manager of ML Engineers building an economic decisioning engine for underwriting in a fintech company, focusing on strategy, talent development, and cross-functional collaboration.

Manager of ML Engineering for Affirm's underwriting group, focusing on building and scaling the economic decisioning engine using ML techniques for underwriting and optimizing applications. The role involves setting technical strategy, mentoring engineers, and collaborating with product and risk leaders.

Manager of Machine Learning Engineering focused on fraud detection in a fintech setting. The role involves leading a team to develop and deploy ML models for fraud prevention, covering the full ML lifecycle from feature development to production monitoring. Emphasis on advanced techniques like representation learning and transformers, and cross-functional collaboration.

Manager of Machine Learning Engineering for Fraud at Affirm, focusing on building and iterating on fraud detection models throughout the ML lifecycle, including advanced techniques like representation learning and transformers. The role involves setting strategy, leading a team, and cross-functional collaboration to integrate models into decisioning systems.

Senior Staff ML Engineer at Affirm focused on ML Underwriting. This role involves defining and driving multi-year technical strategy for ML, leading the design, implementation, and scaling of advanced ML systems, and providing broad technical leadership across the ML organization. The engineer will mentor senior engineers, shape long-term modeling capabilities, and ensure operational excellence for critical ML systems. Experience with large-scale, real-time ML systems, end-to-end ML system design, Python, PyTorch, XGBoost, and distributed ML infrastructure is required.

Senior Staff Machine Learning Engineer at Affirm, focusing on ML Underwriting. This role involves defining and driving multi-year technical strategy for ML, leading the design, implementation, and scaling of advanced ML systems, and providing technical leadership and mentorship. The position requires extensive experience in deploying and operating large-scale, real-time ML systems, with a focus on representation learning, embedding-based modeling, and sequence modeling.

This role focuses on developing and optimizing fraud decisioning strategies within a fintech company. It involves extensive data analytics, collaborating with cross-functional teams (Product, Engineering, Operations, Finance), and developing new fraud features. A key responsibility is creating scalable frameworks for proprietary fraud machine learning models and evaluating data sources to mitigate fraud risk. The role also involves partnering with the Machine Learning team on fraud and identity verification strategies and owning the end-to-end analytics workflow, including defining metrics and creating dashboards.

This role focuses on building a centralized Employee Experience (EX) Hub using AI-enabled workflows and knowledge management systems to provide scalable, high-quality support to employees. It involves establishing AI-ready knowledge structures, designing integrated systems for knowledge, case management, and AI support, and implementing governance and guardrails for AI use in a regulated HR environment.

Staff Analytics Engineer to build and own the Financial Subledger Data Platform using dbt and Snowflake. This role involves creating dbt models, implementing data quality and controls, and embedding AI-assisted reconciliation capabilities. The engineer will also own subledger data products, partner with accounting teams, drive operational ownership, and collaborate with upstream engineering teams. The role includes coaching another engineer.

Staff Analytics Engineer role focused on building and owning the Financial Subledger Data Platform using dbt and Snowflake. The role involves creating dbt models, implementing data quality and controls, and embedding AI-assisted reconciliation capabilities. It requires strong SQL, data modeling, Python, and Snowflake expertise, with a focus on production ownership and mentoring.

Senior Staff Software Engineer focused on web platform and infrastructure, with a key responsibility to define and drive the company's web development AI strategy, leveraging agents and agent orchestration to improve developer experience and delivery speed.

Software Engineer II, Machine Learning (Feature Platform) at Affirm, focusing on building and serving data for machine learning and decisioning. This role involves feature creation, exploration, serving, data storage, availability, visibility, and offline backfilling infrastructure.

Senior Software Engineer for Affirm's Zero To One (ZT1) innovation lab, focusing on rapid, AI-enabled prototyping and experimentation. The role involves working in a small, autonomous team to turn bold ideas into validated new businesses, leveraging AI-first tools and agentic workflows. Engineers will shape experiments, define technical approaches, and influence product direction in an AI-centric environment, balancing speed with sound engineering judgment.

This role involves leveraging advanced data analytics to derive insights and optimize credit strategies within the fintech domain. The analyst will perform portfolio analytics, partner with Machine Learning and Engineering teams on credit risk capabilities, monitor trends, and drive adjustments to underwriting and marketing strategies. The role also contributes to enhancing the end-to-end portfolio management monitoring framework.

Manager, Software Engineering role focused on Developer Productivity, specifically owning the platforms for ephemeral developer environments, CI/CD pipelines, and test automation frameworks to accelerate software development within a hypergrowth FinTech environment. The role involves defining vision, setting technical strategy, leading a team, and ensuring the scalability, reliability, and usability of these systems.

Manager for a Developer Productivity team focused on building and operating platforms for ephemeral developer environments, CI/CD pipelines, and test automation to accelerate software development in a FinTech hypergrowth environment.

Staff Technical Program Manager to oversee high visibility programs, streamline processes for building customer and merchant products, and scale program management practices as products scale in complexity. The role involves driving complex technical programs, coordinating across teams, understanding technical implementation, partnering with Product and Engineering, and tracking progress.

Staff Technical Program Manager to oversee high visibility programs for Affirm's consumer product suite and platform capabilities, streamlining processes for building quality software and evaluating new technology developments.

This role is for a Senior Staff Software Engineer on the Data and Storage Services team at Affirm. The team is responsible for Affirm's Data (OLAP and OLTP) requirements, including Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools. The role will focus on architecting and evolving Affirm's lakehouse analytics platform, driving strategy around Snowflake, Apache Iceberg, and Spark. Key responsibilities include designing and implementing RBAC and data masking policies, leading analytics engineering practices (dbt), driving data governance and privacy engineering (Atlan), and identifying cost optimization strategies. The role also involves collaborating with various teams, establishing best practices for lakehouse operations, mentoring engineers, and participating in on-call rotations. The ideal candidate has extensive experience in software/data engineering, Snowflake, lakehouse architecture, and analytics engineering.

This role is for a Senior Staff Software Engineer on the Data and Storage Services team at Affirm. The team is responsible for Affirm's Data (OLAP and OLTP) requirements, including Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools. The role will focus on architecting and evolving Affirm's lakehouse analytics platform, driving strategy around Snowflake, Apache Iceberg, and Spark. Responsibilities include designing and implementing RBAC and data masking policies, leading analytics engineering practices, driving data governance and privacy initiatives, and identifying cost optimization strategies. The role also involves mentoring engineers and participating in on-call rotations.

Backend Software Engineer II role at Affirm, focusing on building and scaling the merchant lifecycle orchestration service. Responsibilities include designing platform backbone, collaborating with teams, executing technical strategy, and improving engineering standards. Requires 3+ years of backend experience, familiarity with distributed systems, API design, event-driven architecture, and database design. Experience with AWS, gRPC, Snowflake, Kotlin, Python, MySQL, Kubernetes is a plus.

Backend Software Engineer II role at Affirm, focusing on building and scaling the merchant lifecycle orchestration service. Responsibilities include designing platform backbone, cross-team project alignment, technical strategy execution, and improving engineering standards. Requires 3+ years of backend experience, familiarity with distributed systems, API design, event-driven architecture, and experience with AWS, gRPC, Kotlin, Python, MySQL, and Kubernetes.

Staff Software Engineer, Backend role focused on capacity modeling for a fintech company. The role involves building and maintaining statistical models to forecast traffic and map it to resource requirements (CPU, memory, etc.) for backend systems, ensuring the company can handle peak loads. Responsibilities include setting technical strategy, collaborating with product teams, ensuring operational availability, and fostering a culture of quality. Requires extensive experience in backend systems, distributed systems, and supporting large-scale sales events.

Staff Software Engineer, Backend (Capacity Modeling) at Affirm, focusing on building and maintaining statistical capacity models to ensure the company can handle forecasted traffic, especially during peak sales events. This involves translating demand forecasts into concrete capacity plans and recommended infrastructure settings across various resources.

Business Systems Analyst II role focused on the Revenue team, responsible for crafting and delivering technical solutions to business problems within the Salesforce ecosystem. The role involves leading high-impact projects, managing requirements, gathering and reporting data, overseeing program deliverables, and analyzing/optimizing business processes related to quoting, billing, and provisioning systems. Requires strong analytical, problem-solving, and collaboration skills, with proficiency in Salesforce and Snowflake.

Affirm is seeking a Business Systems Analyst II for their Revenue team to develop and deliver technical solutions to business problems. This role involves leading high-impact projects, gathering and reporting data, overseeing program deliverables, and analyzing business processes. The ideal candidate will have a strong background in Salesforce, project management, and experience with the commerce-to-cash process.

Manager for a Resilience Engineering team focused on production load testing and chaos engineering to ensure the safety and reliability of Affirm's financial systems. The role involves leading a team, defining strategy, building platforms for safe production experimentation, and ensuring strong safeguards and observability for resilience experiments.

Manager for Resilience Engineering team focused on ensuring production system safety and reliability through proactive validation techniques like load testing and chaos engineering. This role involves leading a team to develop platforms and tooling for safe production experimentation, defining vision, and establishing best practices for testing system limits and failure scenarios.

This role is for an IT Engineering Manager to lead the Client Platform Engineering team, focusing on the end-to-end ownership of Affirm's endpoint platform. The manager will be responsible for technical direction, program operating model, team development, and cross-functional collaboration with Security, Identity, and other IT teams. The role involves defining roadmaps, establishing KPIs, implementing change control, and guiding the architecture of the endpoint platform (macOS-first).

This role is for an IT Engineering Manager to lead the Client Platform Engineering team, focusing on the end-to-end ownership of Affirm's endpoint platform. The manager will be responsible for technical direction, program operating model, team development, and cross-functional collaboration with Security, Identity, and other IT teams. The role involves defining roadmaps, establishing KPIs, implementing change control, and guiding the architecture of the endpoint platform (macOS-first).

Senior Software Engineer, Backend role focused on Continuous Delivery and Developer Productivity at Affirm. The role involves building and improving platforms, workflows, and guardrails to enable engineers to ship code faster, safer, and with confidence, with an increasing focus on AI-enhanced development processes.

This role is for a Senior Software Engineer on the Continuous Delivery team, focusing on improving Affirm's developer productivity and CI/CD pipelines. The role involves building and enhancing platforms and workflows that enable engineers to ship code faster and more safely, with an emphasis on AI-enhanced development processes. Responsibilities include owning quarterly goals, leading engineers, collaborating with stakeholders, identifying and solving technical challenges, supporting system operations, fostering a culture of quality, and developing talent. The ideal candidate has experience with backend systems, distributed systems, AWS, Kubernetes, and CI/CD automation, with a focus on building shared developer infrastructure and defining clear platform interfaces and guardrails.

Senior Staff Software Engineer for Affirm's Consumer Engineering team, focusing on web platform and infrastructure. The role involves defining and leading web development strategy, improving build and deploy systems, architecting platform components, and empowering web engineers to leverage AI for enhanced delivery speed, code quality, and developer experience. This includes defining Affirm's web development AI strategy using agents and agent orchestration to automate complex workflows.

Director of Software Engineering to lead the Loans Lifecycle engineering organization at Affirm, responsible for the system of record for all loans. This role will set the vision, drive execution, define the technical roadmap, and manage a globally distributed engineering team. Key focus areas include platform scalability, database architecture, financial accuracy, regulatory compliance, and operational excellence. Experience in financial systems, lending, or fintech is highly desirable.

Director of Software Engineering for Affirm's Loans Lifecycle domain, focusing on the system of record for all loans. Responsibilities include setting vision, driving execution, defining technical roadmaps, partnering with cross-functional teams, balancing product expansion with platform investments, and managing a global engineering team. Requires strong technical depth in distributed systems and experience in financial systems/lending.

Senior Software Engineer for Affirm's Mesh Traffic team, focusing on core networking and compute infrastructure for microservices communication using cloud-native technologies like Kubernetes, Istio, and Envoy.

Software Engineer II, Machine Learning (Feature Platform) at Affirm. This role focuses on building and maintaining the ML Feature Platform, which includes feature creation, exploration, serving, data storage, availability, and offline backfilling infrastructure. The platform empowers MLEs, Analysts, and decisioning teams, and its performance is critical for Affirm's availability and latency goals.

Senior Software Engineer role focused on building and operating core CIAM (Customer Identity and Access Management) backend services for a fintech company. Responsibilities include designing and implementing identity standards (OAuth 2.0, OIDC, SAML, SCIM), developing APIs, integrating with internal systems, owning secure authentication flows, and automating infrastructure. Requires strong backend experience, cloud-native development, and security fundamentals.

Senior Software Engineer for Affirm's Customer Identity and Access Management (CIAM) team, focusing on building and operating backend services for registration, login, authorization, and account lifecycle management. The role involves implementing identity standards (OAuth 2.0, OIDC, SAML, SCIM), developing APIs in Python/Kotlin, integrating with internal systems, and ensuring secure authentication flows. Automation of CIAM infrastructure and operational rigor are key.

Software Engineer to own high-leverage technical and product initiatives for Affirm's Home and Search Experience team, focusing on improving user discovery, credit engagement, and merchant network growth. Requires experience in designing and launching backend systems and APIs at scale using Python or Kotlin, familiarity with distributed systems (AWS, MySQL, Kubernetes), and strong collaboration skills.

Affirm is seeking a people leader to drive scalable, compliant, and high-quality servicing experiences across their Operations organization. This role involves defining and executing strategies for scaling servicing operations efficiently, partnering cross-functionally with Product, Engineering, Operations, and Compliance, and managing a team responsible for delivering programs and initiatives. The role emphasizes leading talent, driving cross-functional alignment, managing risk, and championing operational excellence and change adoption within a regulated fintech environment.

Software Engineer II, Frontend role focused on building and maintaining the JavaScript SDK and frontend infrastructure for Affirm's purchasing integrations at checkout. The role involves optimizing performance, ensuring resiliency, developing UI components, and creating APIs for merchant storefronts. It operates at the intersection of platform and product, impacting conversion, growth, and user experience.

Senior Manager to lead Security Governance and Security Third-Party Risk Management (TPRM) function. Owns program strategy, operational maturity, and stakeholder alignment. Drives policy and control frameworks, remediates audit findings, delivers KPIs, and grows a team for vendor diligence, monitoring, and governance at scale. Focuses on predictable, measurable operations, setting security risk posture, tightening governance, improving tooling/automation, and ensuring timely escalations.

Senior Manager to lead Security Governance and Security Third-Party Risk Management (TPRM) at Affirm. This role focuses on program strategy, operational maturity, and stakeholder alignment, driving policy, remediating audit findings, and managing a team to execute vendor diligence and governance at scale. The goal is to transition from tactical firefighting to predictable, measurable operations, improving tooling, automation, and oversight.

Affirm is seeking a Staff Product Security Engineer to partner with product and engineering teams to ensure security is integrated into all phases of the product development lifecycle. This role involves conducting threat modeling, architecture reviews, source code analysis, and advising on security requirements to improve the security of Affirm's financial products.

Staff Product Security Engineer role at Affirm, focused on integrating security into the product development lifecycle, conducting threat modeling, code reviews, and developing solutions for emerging vulnerabilities within a fintech domain. Requires experience in web application security, cloud services, and regulated environments.

Senior Backend Software Engineer for Affirm's Merchant & Partner Lifecycle team, focusing on building a new lifecycle-orchestrator service to improve availability and modernize the platform. Requires strong backend experience, distributed systems knowledge, and proficiency in API design and event-driven architecture.

Senior Backend Software Engineer for Affirm's Merchant & Partner Lifecycle team, focusing on building a new lifecycle-orchestrator service to improve availability and modernize the platform. Responsibilities include system design, scaling, cross-team collaboration, and mentoring.