Asset Manager - Agency Finance Asset Management - Freddie Mac
The Asset Manager is a critical member of the Agency Finance Asset Management team, serving as the primary lead for the end-to-end execution of Freddie Mac loan transfers. This role acts as the dedicated subject matter expert for Freddie Mac processes while providing essential backup support for Fannie Mae transfers. Beyond transfer management, you will manage a strategic portfolio of agency loans, ensuring risk mitigation and high-quality service across the Agency platform.
Responsibilities:
- Loan Transfer Leadership: Direct the end-to-end execution of Freddie Mac loan transfers and maintain cross-functional proficiency in Fannie Mae transfer protocols to ensure seamless operational backup.
- Portfolio Management: Manage a targeted portfolio of agency loans, serving as the primary point of contact for borrower requests and lender requirements.
- Credit & Consent Analysis: Process complex lender consent requests by conducting thorough reviews of loan documents, lender guidelines, and servicing agreements.
- Property Surveillance: Conduct property inspections to evaluate physical condition and operational performance, ensuring compliance with investor standards. Analyze property operating statements to identify operational performance concerns.
- Risk Mitigation: Perform ongoing risk analysis and trend monitoring to ensure timely detection of potential credit issues.
- Manage client relationships: provide excellent customer servicing while enforcing loan document/lender requirements.
- Watchlist Management: Identify CREFC watchlist triggers and prepare detailed investor comments and mitigation strategies for assigned assets.
- Investor Reporting: Prepare loan and portfolio level status reports to comply with all Investor monitoring and reporting requirements.
Basic Qualifications:
- Bachelor’s Degree or military experience.
- At least 4 years of experience in Commercial Real Estate (CRE).
- At least 3 years of experience with Government-Sponsored Enterprises (Fannie Mae or Freddie Mac) or CMBS asset management**.**
Preferred Qualifications:
- Bachelor’s Degree in Business, Finance, or Economics.
- At least 3 years specifically in loan asset management, with a track record of processing complex lender consent requests.
- Demonstrated experience with Freddie Mac or Fannie Mae transfer consent products.
- Freddie Mac Certified Inspector status or equivalent field inspection experience.
- Advanced proficiency in financial modeling (Proficiency in analyzing property operating statements, rent rolls, and borrower financial statements and in modeling complex financial scenarios).
- Strong written and oral communication skills with high proficiency in Microsoft Office/Google Suite (Excel, Word, PowerPoint)
**_*At this time, Capital One will not sponsor a new applicant for employment authorization for this position._
The minimum and maximum full-time annual salaries for this role are listed below, by location. Please note that this salary information is solely for candidates hired to perform work within one of these locations, and refers to the amount Capital One is willing to pay at the time of this posting. Salaries for part-time roles will be prorated based upon the agreed upon number of hours to be regularly worked.
Charlotte, NC: $119,400 - $136,200 for Agency Asset Manager I
Houston, TX: $119,400 - $136,200 for Agency Asset Manager I
McLean, VA: $131,300 - $149,800 for Agency Asset Manager I
Plano, TX: $119,400 - $136,200 for Agency Asset Manager I
Candidates hired to work in other locations will be subject to the pay range associated with that location, and the actual annualized salary amount offered to any candidate at the time of hire will be reflected solely in the candidate’s offer letter.
This role is also eligible to earn performance based incentive compensation, which may include cash bonus(es) and/or long term incentives (LTI). Incentives could be discretionary or non discretionary depending on the plan.
Capital One offers a comprehensive, competitive, and inclusive set of health, financial and other benefits that support your total well-being. Learn more at the Capital One Careers website. Eligibility varies based on full or part-time status, exempt or non-exempt status, and management level.
This role is expected to accept applications for a minimum of 5 business days.
No agencies please. Capital One is an equal opportunity employer (EOE, including disability/vet) committed to non-discrimination in compliance with applicable federal, state, and local laws. Capital One promotes a drug-free workplace. Capital One will consider for employment qualified applicants with a criminal history in a manner consistent with the requirements of applicable laws regarding criminal background inquiries, including, to the extent applicable, Article 23-A of the New York Correction Law; San Francisco, California Police Code Article 49, Sections 4901-4920; New York City’s Fair Chance Act; Philadelphia’s Fair Criminal Records Screening Act; and other applicable federal, state, and local laws and regulations regarding criminal background inquiries.
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