Business Transformation, Product Manager-payments-vice President

JPMorgan Chase JPMorgan Chase · Banking · Plano, TX +1 · Commercial & Investment Bank

Product Manager role focused on business transformation within Merchant Services at JPMorgan Chase. The role involves identifying opportunities to apply AI and automation, redesigning workflows for human-AI teaming, and managing the adoption strategy for new capabilities. It requires understanding AI product performance, evaluation methods, and regulatory requirements in a financial services context.

What you'd actually do

  1. Partner with senior leaders to define the business outcomes Merchant Services owns (growth, client experience, efficiency, risk reduction) and translate them into a transformation agenda.
  2. Identify the highest-value opportunities and apply AI, automation, and operating-model change to deliver measurable results; challenge work without a clear business case.
  3. Own end-to-end adoption strategy for new capabilities—from leadership alignment through frontline behavior change and reinforcement.
  4. Redesign workflows for effective human–AI teaming, including clear handoffs, escalation paths, and control points.
  5. Partner with risk, compliance, and controls to embed 3LOD, model risk, and regulatory requirements into new operating models from day one.

Skills

Required

  • 7+ years in enterprise product, technology, or transformation roles
  • 5+ years leading large-scale organizational change across 25+ teams in matrixed environments
  • Demonstrated track record applying structured processes to real, measurable outcomes — not just deliverables
  • AI product literacy: able to interrogate model performance, evaluation methods, bias, drift, and failure modes; not required to build, but cannot be snowed
  • Workflow decomposition: able to credibly partition a process into human, AI, and joint steps with defensible reasoning
  • Org analytics fluency: able to read and challenge process mining outputs, ONA graphs, and adoption telemetry
  • Risk and controls translation: fluent in how AI changes interact with 3LOD, model risk management, and regulatory obligations in a financial-services context
  • Senior stakeholder management — including coaching executive sponsors through ambiguity and AI literacy gaps
  • Sharp written and verbal communication; able to facilitate working sessions of 5–50+ across executive and frontline audiences
  • Scaled agile delivery experience; comfortable operating inside SAFe, LeSS, or equivalent frameworks

Nice to have

  • Prosci ADKAR certification or equivalent
  • Agile coaching credentials (SPC, CSP, ICP-ACC) and/or org design credentials
  • Experience in payments, merchant acquiring, or other regulated financial services
  • Working knowledge of AI governance frameworks (NIST AI RMF, EU AI Act, internal model risk standards)
  • History of building change communities of practice or change champion networks

What the JD emphasized

  • AI product literacy
  • AI literacy gaps
  • AI governance frameworks

Other signals

  • AI product literacy
  • Redesign workflows for effective human-AI teaming
  • Identify the highest-value opportunities and apply AI, automation