Claim Specialist - Property Field Inspection

State Farm State Farm · Insurance · Colorado Springs, CO · Claims and Investigation

This role is for a Property Field Inspection Claim Specialist at State Farm. The primary responsibilities include conducting on-site inspections, assessing property damages, explaining coverage, estimating damages, and guiding policyholders through the claims process. The role involves investigating and adjusting claims, evaluating policy terms, and negotiating settlements for residential and commercial properties. The position requires strong knowledge of property insurance, construction, and local regulations, as well as excellent customer service and communication skills. Physical agility for inspections is also necessary.

What you'd actually do

  1. Conduct on-site inspections and assessments of property damages for both residential and commercial claims
  2. Collaborate with policyholders, insurance agents, and other involved parties to gather information and resolve claims efficiently
  3. Provide exceptional customer service throughout the claims process, addressing inquiries and concerns promptly and professionally
  4. Gather necessary evidence, document findings, and prepare detailed reports to support the claims handling process
  5. Investigate and adjust both personal and commercial property claims with exposures up to $500,000

Skills

Required

  • Property insurance policies
  • Claim handling practices
  • Residential and commercial building construction
  • Local regulations and compliance requirements
  • Communication and interpersonal skills
  • Customer service
  • Damage assessment
  • Repair cost estimation
  • Negotiation skills
  • Organizational skills
  • Analytical skills
  • Claims management software
  • Physical agility for inspections
  • Valid driver's license

Nice to have

  • Bachelor's Degree in a related field or equivalent work experience
  • Experience in handling complex or high-value claims
  • Construction background
  • Water mitigation inspection experience
  • Xactimate
  • XactContents

What the JD emphasized

  • Experience as a Property Field Inspection Claim Specialist in the insurance industry, specifically in property claims
  • Strong knowledge of property insurance policies, coverage and claim handling practices
  • Familiarity with local regulations and compliance requirements in your assigned territory
  • Proven effective communication skills to handle difficult/emotional conversations with a customer-minded focus
  • Physical agility to allow for: frequent lifting, carrying and climbing a ladder; ability to navigate roofs at various heights for inspection of both residential and commercial structures; ability to crawl in tight spaces