Credit & Collections Analyst 2-fin

Oracle Oracle · Enterprise · BENGALURU, KARNATAKA, India

This role focuses on timely cash collection, assessing credit worthiness, minimizing bad debts, and ensuring contract compliance within a fintech domain. Responsibilities include managing outstanding invoices, resolving overpayments, interfacing with various departments and customers, managing account portfolios, conducting pre-sale credit risk evaluations, and preparing collection reports.

What you'd actually do

  1. Timely cash collection of customer accounts, assessing credit worthiness, minimizing bad debts and ensuring contract compliance and/or recommending legal action.
  2. Collect overpayments from current and former employees.
  3. Work with departmental managers to eliminate root cause of overpayment.
  4. Interfaces with sales support, accounts receivable, and directly with the customer to determine the ability to pay, communicate contractual specifications, and enforce remedies in reconciling accounts.
  5. Manage portfolio of accounts including delinquency, write-offs, credit memos, and additional interest.

Skills

Required

  • Credit analysis
  • Collections
  • Accounts Receivable
  • Contract Compliance
  • Risk Assessment
  • Communication

Nice to have

  • Overpayment resolution
  • Legal action recommendation