Data Scientist Associate - Apac Payments Data & Analytics

JPMorgan Chase JPMorgan Chase · Banking · Mumbai, Maharashtra, India · Commercial & Investment Bank

JPMorgan Chase is seeking a Data Scientist Associate for their APAC Payments Data & Analytics team. The role focuses on delivering high-impact AI & Analytics use cases, driving data strategy, and creating data-driven products for clients and internal partners. Responsibilities include exploring money movement, forging partnerships with stakeholders, identifying and integrating Agentic AI workflows, and collaborating with product managers. Requires 4+ years of experience in Data Science, Analytic Solutions, and GenAI/Agentic AI use cases, with expertise in data platforms (Databricks, PySpark, Tableau) and cloud platforms (AWS). Familiarity with LLMs, prompt engineering, and RAG/MCP integrations is essential. Experience in payments or consulting is preferred.

What you'd actually do

  1. Explore how money moves through our network and around the world - working in close partnership with teams selling, developing and creating Payments’ products, including consumer-to-business payments, FX, trade finance and more, turning data into insights to impact the strategy and direction of JPM products.
  2. Forge close partnerships with internal stakeholders to identify complex data requirements and deliver insights that increase revenue and improve client outcomes.
  3. Identify and explore opportunities to integrate Agentic AI workflows in business operations
  4. Follow a management consulting type approach to identify and prioritize use cases (through impact orientation, business understanding, program management, executive presence)
  5. Combine strong analytical thought process with hands on technical skills to solution and advance thinking to "best in class"
  6. Articulate concisely complex information in communicating to internal stakeholders
  7. Collaborate with product managers to contribute to the development of robust data assets that power analytical solutions

Skills

Required

  • 4+ years of relevant experience in Data Science, Analytic Solutions and GenAI/Agentic AI use cases
  • Bachelor's Degree in Engineering /Computer Science/ Statistics/Mathematics or other relevant fields
  • Expertise in data and analytics platforms, leveraging a range of data mining and data visualization tools such as Databricks, PySpark, Tableau etc.
  • Exposure to building AI powered solutions including working knowledge of LLMs, prompt engineering, RAG/MCP based integrations etc.
  • Experience in cloud computing platforms such as AWS

Nice to have

  • Experience in creating Agentic AI solutions and fluency with the different large language models
  • Experience in the payments industry and/or technology-enabled industries
  • Management consulting experience is a plus
  • Builds trust based relationships with partners across teams and functions

What the JD emphasized

  • Agentic AI workflows
  • GenAI/Agentic AI use cases
  • Agentic AI solutions

Other signals

  • AI/ML expertise
  • data-driven products
  • AI & Analytics use cases
  • Agentic AI workflows
  • GenAI/Agentic AI use cases
  • LLMs
  • prompt engineering
  • RAG/MCP based integrations
  • Agentic AI solutions