Manager, Mortgage Appraisals

Zillow Zillow · Consumer · Bangalore, India

Manager for Zillow Home Loans' Appraisal division, responsible for overseeing property valuations, ensuring compliance with regulations, managing vendor relationships, and optimizing appraisal workflows and technology. The role involves leading a team of appraisal specialists and collaborating with other departments like Underwriting and Credit Risk.

What you'd actually do

  1. Manage end-to-end appraisal workflows, from initial order and tracking through final review and dispute resolution (ROVs), ensuring all conditions are cleared in alignment with investor requirements.
  2. Manage external vendor relationships, including the recruitment and performance monitoring of Appraisal Management Companies (AMCs) and independent appraiser panels to ensure nationwide coverage and service level agreement (SLA) adherence.
  3. Ensure strict compliance with Appraiser Independence Requirements (AIR), USPAP, FIRREA, and secondary market policies, identifying and mitigating valuation risks for the institution.
  4. Optimize appraisal technology and SOPs, streamlining the integration between Appraisal Management Software and our LOS to reduce manual effort and improve the customer experience.
  5. Conduct high-level quality reviews on complex or high-value appraisal reports to ensure accuracy, credibility, and adherence to internal and regulatory standards.

Skills

Required

  • 4+ years of experience in real estate appraisal or financial analysis
  • Significant experience managing teams in a high-volume mortgage environment
  • Advanced knowledge of USPAP, AIR, and federal/state regulations governing property valuations
  • Proficiency in appraisal management software and LOS tools
  • Experience in managing vendor relationships
  • Experience in quality reviews and risk mitigation

Nice to have

  • Current Certified Residential or Certified General Appraiser license
  • Bachelor’s degree in Business, Finance, Real Estate, or a related field
  • Experience working in a FinTech or high-growth environment
  • Deep understanding of secondary mortgage market policies

What the JD emphasized

  • strict compliance
  • Appraiser Independence Requirements (AIR)
  • USPAP
  • FIRREA
  • secondary market policies
  • valuation risks
  • Appraisal Management Software
  • LOS
  • quality reviews
  • regulatory standards
  • Compliance Expert
  • USPAP
  • AIR
  • federal/state regulations
  • mortgage instruments
  • secondary mortgage market policies