Manager, Venmo Bnpl Credit Risk Strategy

PayPal PayPal · Fintech · Chicago, IL +1 · Data Science

Manager for Venmo BNPL Credit Risk Strategy, responsible for developing and implementing credit risk strategies, including approve/decline, exposure limits, and APR decisions. This role involves working with the Lending Machine Learning team to leverage or develop credit risk models, collaborating with engineering and product partners, and ensuring adherence to regulatory requirements.

What you'd actually do

  1. Credit risk strategies including approve/decline, exposure limits, and APR decisions.
  2. They will make decisions regarding credit bureaus and other data integrations.
  3. They will work with the Lending Machine Learning team to identify existing models, or develop new credit risk models to be leveraged in their strategies.
  4. They will work with engineering and product partners to define requirements and implement policies.
  5. They will work with legal, compliance, second line, and governance partners to adhere to all regulatory requirements and receive necessary approvals.

Skills

Required

  • consumer lending credit risk
  • account origination
  • BNPL products
  • people management experience

Nice to have

  • data science project management
  • data models
  • algorithms
  • reporting systems
  • complex datasets analysis
  • cross-functional collaboration
  • data quality and integrity
  • mentoring junior data scientists

What the JD emphasized

  • credit risk strategy
  • credit risk models

Other signals

  • Develop and maintain data models, algorithms, and reporting systems to support data analysis and decision-making.
  • work with the Lending Machine Learning team to identify existing models, or develop new credit risk models to be leveraged in their strategies.