Mortgage Disclosure Analyst

Zillow Zillow · Consumer · United States · Remote

This role focuses on preparing, reviewing, and re-disclosing loan documents for mortgage applications, ensuring accuracy, timeliness, and compliance with federal and state regulations like TRID and RESPA. It involves managing a pipeline of loans, resolving discrepancies, and partnering with internal teams and customers.

What you'd actually do

  1. Review loan data and fees to support accurate initial Loan Estimates and Closing Disclosures.
  2. Prepare revised Loan Estimates and Closing Disclosures in line with tolerance limits and cure period requirements.
  3. Adjust fees based on Residential Purchase Agreements and changes to loan terms to help mitigate losses and maintain accuracy.
  4. Maintain compliance with federal and state disclosure timelines, including TRID and RESPA requirements.
  5. Manage a daily pipeline of loans and prioritize work to meet key deadlines and service level expectations.

Skills

Required

  • 1+ years of experience in mortgage operations, such as disclosures, closing, processing, post-closing, or compliance.
  • Working knowledge of TRID, RESPA, tolerance violations, and cure provisions.
  • Strong attention to detail, organization, and accuracy in high-volume, deadline-driven work.
  • Ability to manage multiple priorities and adapt as loan details and timelines change.
  • Proficiency with Microsoft Office and strong written and verbal communication skills.

Nice to have

  • Experience using a loan origination system; Encompass experience is preferred.
  • Familiarity with compliance requirements across loan programs such as Conventional, FHA, VA, and USDA.

What the JD emphasized

  • TRID
  • RESPA
  • tolerance limits
  • cure period requirements