Mortgage Disclosure Analyst

Zillow Zillow · Consumer · Bangalore, India

This role focuses on ensuring the accuracy and compliance of mortgage disclosures, specifically the Closing Disclosure (CD), within Zillow's Post-Closing team. It involves reconciling final loan documentation, maintaining records in the Loan Origination System (LOS), and adhering to regulatory timelines. The position requires a strong understanding of mortgage compliance regulations and detail-oriented work to provide customers with a complete and accurate record of their loan.

What you'd actually do

  1. Develop and maintain a thorough understanding of the company’s Loan Origination System (LOS)
  2. Review and ensure accuracy and data integrity for the issuance of the Closing Disclosure and Loan Estimate
  3. Reconcile post-funding revisions to ensure customers receive an exact record of their mortgage transaction
  4. Maintain accurate records of communications and actions related to the disclosure process within the loan file conversation log
  5. Maintain service levels and adhere to regulatory timelines for completion and delivery of disclosures, verified through LOS tracking systems

Skills

Required

  • Knowledge of mortgage compliance regulations for Conventional, FHA, USDA, and VA loan programs
  • Working knowledge of Microsoft Office Suite
  • High school diploma or general education degree required
  • Excellent oral and written communication skills with a strong customer service orientation
  • Strong problem-solving ability
  • Ability to self-direct and adapt to changing timelines and deadlines
  • Ability to multi-task and succeed in a fast-paced environment
  • Ability to compute rates, ratios, and percentages and to draw and interpret bar graphs

Nice to have

  • Familiarity with Encompass (LOS) strongly preferred

What the JD emphasized

  • regulatory excellence
  • regulatory timelines
  • mortgage compliance regulations