Mortgage Loan Closer

SoFi SoFi · Fintech · Charlotte, NC · Home Loans Ops Production

This role is for a Mortgage Loan Closer at SoFi, a financial services company. The primary responsibilities involve managing the closing process for mortgage loans, ensuring compliance with company and investor requirements, preparing closing documents, and coordinating with various departments. The role requires experience in closing, knowledge of TRID guidelines, and strong organizational and communication skills.

What you'd actually do

  1. Ensure files and documents meet company, investor, and compliance requirements.
  2. Confirm that documents are drawn within posted turn times and consistently meet deadlines.
  3. Process a minimum of 3 files per day during normal business operations. Adhere to fluctuating file processing minimums as set by management.
  4. Reconcile and approve Closing Disclosure.
  5. Schedule loan closings with the borrower.

Skills

Required

  • Closing experience
  • Knowledge of TRID guidelines
  • Detail-oriented
  • Committed to accuracy
  • Strong sense of urgency
  • Written communication skills
  • Oral communication skills
  • Ability to work independently
  • Multitask
  • Prioritize to meet deadlines

Nice to have

  • Conventional, FHA/VA, Home Equity experience
  • Knowledge of Encompass

What the JD emphasized

  • Minimum 2-3 years of Closing experience
  • Knowledge of TRID guidelines
  • Must be detail-oriented, committed to accuracy with a strong sense of urgency