Payments Lifecycle Associate I

JPMorgan Chase JPMorgan Chase · Banking · Bengaluru, Karnataka, India · Commercial & Investment Bank

This role focuses on enhancing payment operations by streamlining processes, implementing new technologies, and managing payment processing. It requires expertise in automation, cybersecurity, anti-fraud, stakeholder management, and strategic planning. While AI/ML proficiency is mentioned for problem-solving and process enhancement, the core responsibilities are in traditional payment operations and project management within a fintech domain.

What you'd actually do

  1. You will define and analyze business flows related to the delivery of TS payment services, while contributing to test and project plans.
  2. Manage day-to-day processing and operational activities within the required timelines.
  3. Ensure accuracy and quality is maintained through adequate training and analysis. Ensure adequate operational performance measured through key indicators, data analytics, reporting and other operational controls
  4. End-to-end ownership of operational support for products in scope of the unit, including issue management, escalations and engagement with internal business partners to trouble shoot issues and define remediation
  5. Close interaction with Client Service teams to ensure proper client experience and hand-offs between Service and Operations

Skills

Required

  • managing Payments, Cash, Treasury Operation dealing with operational process, controls and problem solving
  • Global experience in payments with good understanding of accounting and money move processes
  • SWIFT
  • cash operations and payments
  • Strong organizational skills and operational knowledge
  • Strong analytical, problem-solving, and written/oral communication skills
  • process re-engineering
  • project management
  • problem solving
  • effective communication
  • subject matter knowledge
  • Build strong stakeholder relationships and influence across all organizational levels
  • Proficiency with standard project tooling and reporting expectations
  • Apply strong analytical and problem-solving skills to translate complex data into actionable insights
  • Manage projects independently with a proactive and team-oriented mindset

Nice to have

  • Bachelor’s Degree in relevant field
  • Master’s degree (e.g. MBA, MSc, MCom, MCA)
  • Strong PC skills (PowerPoint, Excel, Word and other advanced skills preferred)

What the JD emphasized

  • 10 years of experience in managing Payments, Cash, Treasury Operation dealing with operational process, controls and problem solving.
  • Knowledge and Experience in SWIFT is a must.
  • Experience and strong working knowledge of various aspects of cash operations and payments