Principal Architect, Ecomm Payments - Cib

JPMorgan Chase JPMorgan Chase · Banking · Plano, TX +1 · Commercial & Investment Bank

Principal Architect role focused on cloud-based architecture platforms for e-commerce payments within JPMorgan Chase's CIB/Payments line of business. The role involves advising on technology selection, developing roadmaps, creating scalable coding frameworks, and ensuring secure, high-quality production code. Requires deep expertise in software architecture, application development, and technical processes, with a strong emphasis on payments, APIs, and cloud-native experience.

What you'd actually do

  1. Advises cross-functional teams on technology selection to achieve target state architecture and decisions on improvements to current technologies
  2. Develops multi-year roadmaps aligned with business and architecture strategy and priorities
  3. Creates complex and scalable coding frameworks using appropriate software design
  4. Develops secure and high-quality production code, and reviews and debugs code written by others
  5. Serves as the function’s go-to subject matter expert

Skills

Required

  • 15+ years of Hands-on practical experience delivering system design, application development, testing, and operational stability
  • Expertise in one or more programming language(s)
  • Deep knowledge in one or more software, applications, and architecture
  • Advanced knowledge of software architecture, application development, and technical processes with considerable in-depth knowledge in one or more technical disciplines (e.g., cloud, artificial intelligence, machine learning, mobile, etc.)
  • Experience applying expertise and new methods to determine solutions for complex architecture problems in one or more technical disciplines
  • Ability to present and effectively communicate to Senior Leaders and Executives
  • Strategic mindset in acquiring payments for payments business - Understanding of the acquiring payments business
  • Strong experience in Payments auth optimization and protection services: vault, tokens, encryption, risk and other value added services like recurring billing
  • Practical cloud native experience
  • Strong experience in APIs - api standards, functional, governance
  • Experience with in-store or eCommerce merchant payments
  • Ability to understand business requirements, create design, create technical delivery roadmap and technical know how's
  • Strong technical background with design and delivery experience with software patterns and principles
  • Experience as a functional architect (business / product)
  • Experience with domain model, understands business process flow, client experience and use cases
  • Understands business capability, features taxonomy
  • Strong communication and leadership presence

Nice to have

  • Point of Sale experience is a plus.
  • Cloud certification is a plus

What the JD emphasized

  • acquiring payments
  • APIs - api standards, functional, governance
  • in-store or eCommerce merchant payments
  • business requirements, create design, create technical delivery roadmap and technical know how's