Principal Associate, Data Scientist - Cash Flow Underwriting

Capital One Capital One · Banking · McLean, VA +2

Data Scientist role focused on building machine learning models for cash flow underwriting in the fintech domain. The role involves transforming raw banking data into predictive features to forecast creditworthiness and customer behavior, covering all phases of model development from design to implementation.

What you'd actually do

  1. Leverage a broad stack of technologies — Python, Conda, AWS, H2O, Spark, and more — to reveal the insights hidden within huge volumes of numeric and textual data
  2. Build machine learning models through all phases of development, from design through training, evaluation, validation, and implementation
  3. Partner with a cross-functional team of data scientists, software engineers, and product managers to deliver a product customers love
  4. Flex your interpersonal skills to translate the complexity of your work into tangible business goals

Skills

Required

  • Python
  • SQL
  • machine learning
  • data analytics

Nice to have

  • AWS
  • Scala
  • R
  • Spark
  • H2O
  • clustering
  • classification
  • sentiment analysis
  • time series
  • deep learning

What the JD emphasized

  • advanced machine learning techniques
  • predictive signals
  • cash flow and transaction data
  • creditworthiness and customer behavior
  • machine learning models
  • training, evaluation, validation, and implementation
  • open-source languages
  • data science solutions
  • open-source tools and cloud computing platforms
  • built models, validated them, and backtested them
  • clustering, classification, sentiment analysis, time series, and deep learning
  • retrieve, combine, and analyze data
  • understanding the data

Other signals

  • Leveraging advanced machine learning techniques
  • identify and engineer predictive signals
  • transform raw banking data into high-value features
  • forecast creditworthiness and customer behavior
  • Build machine learning models through all phases of development