Product Manager, Payments

Whatnot · Consumer · San Francisco, CA · Product

Product Manager, Payments to lead the strategy and execution of the core payments platform and experiences that underpin the Whatnot marketplace. Owns systems for buyer payments, seller payouts, and money movement, processing billions in annual GMV. Partners with Engineering, Design, Finance, Trust & Safety, Legal, CX, and Operations.

What you'd actually do

  1. Own the product vision and roadmap for Payments, balancing short-term wins with long-term platform investments that support extremely fast growth and international expansion.
  2. Deeply understand stakeholder needs – from sellers managing their businesses to Finance teams closing monthly books to CX resolving refund disputes; and translate them into clear product strategies and scalable systems.
  3. Define and own core payments metrics including authorization rates, payout success, refund rates, processing costs, and financial accuracy. Use these to guide prioritization and measure impact.
  4. Drive execution across multiple workstreams, coordinating backend payments systems, payment integrations, and frontend UX while managing dependencies and timelines.
  5. Build the financial data foundation the business needs, including ledger systems that power internal reporting, seller transparency and tools they need, and accurate month-end closes.

Skills

Required

  • 10+ years of product management experience
  • significant focus on payments products and platforms (card/alternative payments, payouts, refunds, chargebacks, ledger systems)
  • Proven experience owning high-volume, mission-critical payments systems at marketplace, fintech or platform companies
  • deep familiarity with processors like Stripe, Braintree, Adyen, or similar
  • Strong product leadership, including setting strategy, influencing cross-functional partners, and driving complex initiatives from 0→1 and 1→N
  • Deep understanding of financial data, reconciliation, and reporting, particularly supporting Finance, Accounting, and month-end close processes in high-transaction-volume environments
  • Demonstrated ability to work in ambiguous, fast-paced environments, making sound decisions with imperfect information and balancing speed with risk and quality
  • Proven track record using data and experimentation to inform product decisions, measure impact, and iterate on complex systems
  • Strong product discovery and execution skills, translating multi-stakeholder problems into clear requirements and simple, intuitive experiences
  • Excellent cross-functional communication, with experience partnering closely with Engineering, Design, Finance, Legal, CX/Ops, and risk-oriented teams
  • High empathy for users and stakeholders, with passion for building trustworthy, transparent financial experiences

Nice to have

  • Experience in a marketplace or multi-sided platform where payments, incentives, and marketplace dynamics are tightly coupled

What the JD emphasized

  • payments products and platforms
  • high-volume, mission-critical payments systems
  • financial data, reconciliation, and reporting
  • ambiguous, fast-paced environments