Product Manager, Payments

Whatnot · Consumer · San Francisco, CA · Product

Product Manager for Whatnot's core payments platform, responsible for strategy and execution of systems handling buyer payments, seller payouts, and money movement across the marketplace. Focuses on growth, financial controls, risk management, and international expansion, working cross-functionally with Engineering, Finance, Legal, and Operations.

What you'd actually do

  1. Own the product vision and roadmap for Payments, balancing short-term wins with long-term platform investments that support extremely fast growth and international expansion.
  2. Deeply understand stakeholder needs – from sellers managing their businesses to Finance teams closing monthly books to CX resolving refund disputes; and translate them into clear product strategies and scalable systems.
  3. Define and own core payments metrics including authorization rates, payout success, refund rates, processing costs, and financial accuracy. Use these to guide prioritization and measure impact.
  4. Drive execution across multiple workstreams, coordinating backend payments systems, payment integrations, and frontend UX while managing dependencies and timelines.
  5. Build the financial data foundation the business needs, including ledger systems that power internal reporting, seller transparency and tools they need, and accurate month-end closes.

Skills

Required

  • Product management experience
  • payments products and platforms
  • card/alternative payments
  • payouts
  • refunds
  • chargebacks
  • ledger systems
  • high-volume, mission-critical payments systems
  • marketplace, fintech or platform companies
  • processors like Stripe, Braintree, Adyen, or similar
  • product leadership
  • setting strategy
  • influencing cross-functional partners
  • driving complex initiatives
  • financial data
  • reconciliation
  • reporting
  • Finance, Accounting, and month-end close processes
  • high-transaction-volume environments
  • ambiguous, fast-paced environments
  • sound decisions with imperfect information
  • balancing speed with risk and quality
  • data and experimentation
  • product discovery
  • execution skills
  • multi-stakeholder problems
  • clear requirements
  • simple, intuitive experiences
  • cross-functional communication
  • Engineering
  • Design
  • Finance
  • Legal
  • CX/Ops
  • risk-oriented teams
  • empathy for users and stakeholders
  • building trustworthy, transparent financial experiences

Nice to have

  • Experience in a marketplace or multi-sided platform
  • payments, incentives, and marketplace dynamics are tightly coupled

What the JD emphasized

  • 10+ years of product management experience
  • significant focus on payments products and platforms
  • Proven experience owning high-volume, mission-critical payments systems
  • Deep understanding of financial data, reconciliation, and reporting
  • Demonstrated ability to work in ambiguous, fast-paced environments