The Company
PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy.
We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.
We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards. Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade.
Our beliefs are the foundation for how we conduct business every day. We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.
Job Summary:
We are seeking a dedicated individual to join our team within the CAO organization in Finance. This role is pivotal in managing financial regulatory compliance for PayPal across the LATAM region. The Regulatory Governance and Reporting (RGR) function plays a critical role in ensuring the maintenance of PayPal’s regulatory licenses, which is essential for conducting business in this region and upholding our reputation with financial regulators, merchants, and consumers. Key Responsibilities: • Collaborate with a dynamic team focused on delivering high-quality financial reports accurately and on time. • Participate in and support PayPal’s change initiatives within the LATAM region.
Job Description:
**Essential Responsibilities: **
- Identify issues and recommend best practices for the administration of legal entities and subsidiaries.
- Lead functional projects and programs that contribute to business or process improvements.
- Analyze business trends to inform decision-making and enhance operational effectiveness.
- Collaborate with internal stakeholders to ensure compliance with legal and regulatory requirements.
- Oversee the maintenance of accurate corporate records and documentation.
Minimum Qualifications:
- 5+ years relevant experience and a Bachelor’s degree OR Any equivalent combination of education and experience.
Additional Responsibilities & Preferred Qualifications:
- Completion and submission of periodic regulatory reporting obligations for PayPal licensed entities in the LATAM Region including Brazil and Mexico. Regulators include the Brazil Central Bank (BCB), Comisión Nacional Bancaria y de Valores (CNBV) and the Central Bank of Mexico (Banxico)
- Obligations include daily/monthly/quarterly/annual report production, exceptions monitoring and generation of related management dashboards.
- Report, monitor and forecast regulatory metrics, primarily related to Capital and Liquidity of licensed entities.
- Working with key stakeholders in the LATAM region including Regulatory Reporting Leadership, Data Sourcing & Governance, Compliance, Legal, Controllership and Treasury teams to manage reporting obligations and information requirements with high levels of quality assurance.
- Perform reconciliation of output against financial accounts and other data points ensuring any differences are remediated in advance of reporting or explained as appropriate.
- Implement and maintain reporting tools leveraging AI, focusing on automated and efficient processes.
- Generate process efficiencies with particular focus on risk reduction through automation.
- Integrate risk based operating procedures and checklists focusing heavily on internal controls throughout.
- Proactively investigating, resolving, and communicating any issues to internal stakeholders.
- Preparing and presenting periodic updates to Regulatory, Compliance and Finance Leadership.
- Supporting integration of new acquisitions and products by managing data requirements, process set up and change management of reporting obligations.
- Monitoring the development of regulations in LATAM to ensure advance awareness and preparatory tasks are undertaken early to implement changes as prescribed by legislation and published circulars.
- Assisting the global Regulatory Reporting and Governance team with any related initiatives in other regions
Essential Qualifications and experience includes
- Qualified accountant or finance professional, (or similar BSc, BA), preferably with a Big 4 background and ~8+ years’ professional experience in banking/payments/financial services industries;
- High level of expertise in sourcing, interrogating and manipulating data in various forms and code from multiple systems/platforms; knowledge of macros, SQL and tableau an advantage.
- Keen analytical and problem-solving experience with a strong focus on quality assurance of output.
- Understanding of regulations affecting the Banking and Payments industries across Brazil and Mexico.
- Familiarity with financial statements preparation using local and international accounting standards including local GAAP and IFRS;
- Excellent written and oral communication and interpersonal skills with fluency in English mandatory.
- Meticulous attention to detail and the ability to prioritize and deliver in a fast paced and dynamic environment with a high degree of personal accountability, integrity and trust.
- Proven success in working collaboratively within cross-functional teams, both locally and globally.
- Technical proficiency with various data systems and reporting platforms. SAP is an advantage.
- Ability to create and maintain a balanced, positive work environment.
- Strong capabilities in process improvement and the ability to maintain a positive, balanced work environment.
- Ability to work independently as well as in a team setting, sharing knowledge and expertise effectively with colleagues.
- Willingness to take on additional Regulatory Reporting work unrelated to LATAM region.
- Ability to escalate issues and seek guidance as required.
Subsidiary:
PayPal
Travel Percent:
0
PayPal does not charge candidates any fees for courses, applications, resume reviews, interviews, background checks, or onboarding. When making an application directly, we will never ask you to share passwords, one-time passcodes (OTP), or verification codes. Any such request is a red flag and likely part of a scam. All communication regarding your application will come from official PayPal email domains. If you suspect fraudulent activity, please report it immediately. To learn more about how to identify and avoid recruitment fraud please visit https://careers.pypl.com/contact-us.
For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.
Our Benefits:
At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset-you. That’s why we offer comprehensive, choice-based programs, to support all aspects of personal wellbeing—physical, emotional, and financial—delivering meaningful value where it matters most. We strive to create a flexible, balanced work culture with a holistic approach to benefits, including generous paid time off, healthcare coverage for you and your family, and resources to create financial security and support your mental health.
Who We Are:
Click Here to learn more about our culture and community.
**Commitment to Diversity and Inclusion **
PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law. In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities. If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at paypalglobaltalentacquisition@paypal.com.
Belonging at PayPal:
Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.
Any general requests for consideration of your skills, please Join our Talent Community.
We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.