Senior Product Associate - Payments

JPMorgan Chase JPMorgan Chase · Banking · New York, NY +1 · Commercial & Investment Bank

Senior Product Associate role in JPMorgan Chase's Payments Data & Analytics team, focusing on developing and enhancing data-driven products for Merchant Services. The role involves user research, collaborating with cross-functional teams (Product, Analytics, Technology), defining data platform capabilities, establishing product KPIs, and managing end-to-end product support. While not directly building AI models, the role is passionate about building and scaling AI-powered features and products, requiring familiarity with AI/ML concepts and experience with enterprise data platforms and MLOps.

What you'd actually do

  1. Partners with the Product Manager to identify new product opportunities that reflect the needs of our customers and the market through user research and discovery
  2. Collaborate with Engineering/Architecture to define data platform capabilities and manage daily stand ups adopting Agile (write detailed product requirements, data pipelines, governance, lineage, metadata, MLOps, APIs) and ensure scalable, secure delivery.
  3. Establish product KPIs/OKRs and analytics instrumentation to measure usage, satisfaction, and business impact; run experiments and A/B tests to improve engagement. Optimize adoption to drive desired business outcomes.
  4. Work on end-to-end product support for an existing analytics product, including backlog management, release planning, documentation, and stakeholder communications to ensure stability and continuous improvement.
  5. Considers and plans for upstream and downstream implications of new product features on the overall product experience

Skills

Required

  • 3+ years of experience or equivalent expertise in product management or a relevant domain area
  • Proficient knowledge of the product development life cycle
  • Experience in product life cycle activities including discovery and requirements definition
  • Developing knowledge of data analytics and data literacy
  • Management consulting skillset (problem solving, impact orientation, business understanding, program management, executive presence, presentation skills)
  • Demonstrated experience with enterprise data platforms, analytics tooling, and/or MLOps workflows (e.g., feature stores, model deployment, monitoring)
  • Familiarity with AI/ML concepts (supervised/unsupervised learning, evaluation metrics, drift, explainability) and translating them into product features and controls
  • Experience in data analytics (e.g., SQL or Python) – candidate needs to have the ability to analyze data to make decisions

Nice to have

  • Bachelor’s degree in a quantitative, technical, or business discipline, Masters in math, analytics or Business is preferred
  • Experience in the payments industry and/or fintech or technology-enabled industries is a plus
  • Experience in creating solutions leveraging AI and fluency with the different AI models (OpenAI, Anthropic, Google)
  • Excellent communication skills with the ability to articulate complex technical topics to non-technical audiences and build consensus across diverse stakeholders

What the JD emphasized

  • AI powered features and products
  • driving adoption from concept through launch
  • enterprise data platforms
  • analytics tooling
  • MLOps workflows
  • AI/ML concepts