Job Title:
Senior Software Engineer
Overview:
Who is Mastercard? Mastercard is a global technology company in the payments industry. Our mission is to connect and power an inclusive, digital economy that benefits everyone, everywhere by making transactions safe, simple, smart, and accessible. Using secure data and networks, partnerships and passion, our innovations and solutions help individuals, financial institutions, governments, and businesses realize their greatest potential.
Our decency quotient, or DQ, drives our culture and everything we do inside and outside of our company. With connections across more than 210 countries and territories, we are building a sustainable world that unlocks priceless possibilities for all.
Overview The Decision Management Program (DMP) delivers industry‑leading intelligence that enables faster, smarter decisioning at global scale across the payment journey and beyond. Through a suite of products, DMP structures and applies complex business logic to help teams manage risk, adapt quickly to changing regulatory, geopolitical, or market conditions, and drive profitable customer engagements. Built for resiliency, availability, and future growth, DMP empowers Mastercard’s market-facing programs with agile, intelligent decision management capabilities worldwide.
A Senior Software Engineer is an experienced individual contributor who designs, develops, tests, and maintains complex software solutions while serving as a technical leader and mentor within their team. This role applies deep technical expertise to solve non‑trivial problems, influence design decisions, and improve engineering practices, while collaborating closely with product, operations, and other stakeholders.
Senior Software Engineers operate with high autonomy, contribute across the full software development lifecycle, and are expected to raise the technical bar for the team through code quality, system design, and knowledge sharing.
Role • Own software delivery tasks (code development, test, deployment, release, configuration and documentation) at an application/software component level • Able to troubleshoot and refactor existing code for exceptional code quality. • Adopt new languages and architecture patterns needed for the work. • Participate and contribute to team’s agile process and decisions. Understand and contribute to Prioritization. • Pull from backlog and deliver work after seeking guidance from experienced team members and in partnership with full scrum team. • Automate build, operate, and run aspects of software • Drive code/design/process trade-off discussions within their team when required • Drive integration of services focusing on customer journey and experience • Perform demos/acceptance discussions in interacting with Product owners • Understands operational and engineering experience, actively works to improve experience and metrics in ownership area • Develop complete understanding of end-to-end technical architecture and dependency systems. • Drive adoption of technology standards and opinionated frameworks, and review coding, test, and automation work of team members • Mentor and guide new and less-experienced team members • Identify opportunities to improve an overall process and trim waste • Share and seek knowledge within their Guild/Program to drive reuse of patterns/libraries/practices and enhance productivity
All about you • Working experience across multiple programming languages (JAVA is a must) and frameworks • High-energy, detail-oriented, proactive, and able to function independently under pressure • Passion for continuous learning and challenging opportunities • Strong communication skills—verbal and written—with strong relationship building, collaboration, and organizational skills • Drives outcomes through strong commitment to timely delivery of key objectives • Strong decision making skills and a continual improvement mindset • Solid experience with software development processes and one or more Application Lifecycle Management tools • Success producing high quality project design deliverables and documentation • Demonstrated track record with AI • Familiarity with performance tuning and automation • Bachelor’s degree in Computer Science (or extensive equivalent experience)
To find US Salary Ranges, visit People Place. Under the Compensation tab, select "Salary Structures." Within the text of "Salary Structures," click on the link "salary structures 2025," through which you will be able to access the salary ranges for each Mastercard job family. For more information regarding US benefits, visit People Place and review the Benefits tab and the Time Off & Leave tab.