About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Visa’s Technology Organization is a global community of engineers, problem solvers, and innovators reshaping the future of commerce. We operate one of the world’s most sophisticated payment processing networks, capable of handling more than 65,000 secure transactions per second, connecting 80 million merchants, 15,000 financial institutions, and billions of consumers worldwide.
As part of our Payments Engineering teams, you will work on mission-critical, highly available, and distributed systems that power real-time payment authorization, transaction processing, and next-generation digital payment flows.
The Opportunity
We are looking for a Payments-focused Software Engineer with solid experience in Golang, cloud-native architectures, and distributed transaction processing. You will join a multi-disciplinary team responsible for designing, building, and operating high‑scale payment solutions that demand low latency, high availability, and strong consistency guarantees.
This role offers the opportunity to work deeply with modern cloud infrastructure, container orchestration, and automation, while directly impacting how digital payments work at a global scale.
What You Will Do
- Design, develop, and maintain high-performance backend services for payment and transaction platforms using Golang
- Build and evolve distributed systems that process financial transactions with strong requirements for resiliency, consistency, and fault tolerance
- Develop cloud-native solutions on AWS, leveraging managed services to support scalability, security, and observability
- Implement and maintain Infrastructure as Code using Terraform
- Design, deploy, and operate services on Kubernetes (K8s) environments
- Build comprehensive test strategies, including unit tests, integration tests, and end-to-end tests, ensuring high reliability and confidence in releases
- Collaborate closely with Product, Architecture, Quality Engineering, SRE, and DevOps teams in agile environments
- Contribute to improving engineering standards related to performance, security, scalability, and operational excellence
- Participate in code reviews, incident analysis, and post-mortems, contributing to continuous improvement of payment systems
- Help shape the future of Payment Services, Transaction Platforms, Real-Time Payments, and Buy Now Pay Later solutions
Essential Functions
- Translate complex business and technical requirements into clean, maintainable, and efficient code
- Actively contribute to system design decisions under minimal supervision
- Apply best practices for developing distributed, cloud-native services
- Debug and resolve issues across services, infrastructure, and environments using modern observability and troubleshooting tools
- Support the adoption of new technologies and architectural improvements within the Payments domain
This is a remote position. A remote position does not require job duties be performed within proximity of a Visa office location. Remote positions may be required to be present at a Visa office with scheduled notice.
Qualifications
Basic Qualifications:
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
Preferred Qualifications:
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
2+ years of professional experience developing backend services using Golang in production environments
Solid experience designing and maintaining distributed systems, preferably handling financial or transactional workloads
Hands-on experience with AWS Cloud services, building and operating scalable, secure, and highly available applications(e.g., ECS/EKS, EC2, S3, DynamoDB, RDS, SQS/SNS, CloudWatch, etc.)
Strong understanding of distributed transaction concepts, including consistency, fault tolerance, idempotency, and resiliency
Proven experience creating and maintaining unit tests, integration tests, and automated test suites
Practical experience with Infrastructure as Code (IaC) using Terraform
Strong working knowledge of Kubernetes, containerized workloads, and orchestration concepts
Experience working with CI/CD pipelines and modern DevOps practices
Ability to collaborate effectively with cross-functional teams in Agile/Scrum environments
Strong problem-solving skills and ability to debug issues across application and infrastructure layers
Proficient in English for technical communication in a global environment
Preferred Qualifications
Experience building high-throughput, low-latency systems
Previous experience in payments, fintech, or financial services environments
Familiarity with event-driven architectures, messaging systems, or asynchronous processing
Experience with observability tools (metrics, logging, distributed tracing)
Knowledge of cloud security best practices and payment system compliance standards
Exposure to Site Reliability Engineering (SRE) practices and incident management
Personal Attributes
Strong sense of ownership and accountability for production systems
Passion for building reliable, scalable, and secure software
Growth mindset with continuous desire to learn and improve technical skills
Comfortable working in complex, highly regulated, and globally distributed systems
Collaborative team player with strong communication skills
Nice to Have
Experience with high-throughput, low-latency systems
Previous work in payments, fintech, or financial services
Knowledge of container security, observability (metrics, logs, tracing), and performance tuning
Soft Skills & Mindset
A growth mindset with curiosity and passion for complex technical challenges
Comfortable working in fast-paced, highly scalable, and regulated environments
Strong collaboration skills with cross-functional teams (Product, QA, DevOps, SRE)
Ownership mindset, focusing on quality, reliability, and customer impact
Continuous learner, always seeking to improve technical and architectural skills
We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.