Sr. Business Director - Auto

Capital One Capital One · Banking · Plano, TX

This role is for a Sr. Business Director in the Auto division at Capital One. The primary focus is on developing and executing business strategies to drive growth and profitability, including product development, pricing, marketing, and credit risk management. It involves strategic leadership, people management, project management, and strong analytical and communication skills. While it involves creating risk models and testing hypotheses, the core function is not AI/ML model development but rather business strategy and product management within the fintech domain.

What you'd actually do

  1. Develop business strategies that will drive growth, profitability, and competitive success for Capital One in the face of shifting consumer and regulatory demands
  2. May manage and develop multiple analysts. Coaching and mentoring associates with a goal of developing and retaining talent at Capital One
  3. Develop and implement new product and pricing strategies for various lending products; lead product level data modeling/analytics
  4. Lead direct-to-consumer marketing efforts for select products, and strategic intent for products distributed through the retail channel.
  5. Drive step-change improvements in credit performance by connecting drivers of future consumer credit trends to historical behavior, creating risk models, and testing hypotheses using rigorous monitoring and analysis

Skills

Required

  • Bachelor’s Degree
  • 5 years of experience performing quantitative analysis
  • 5 years of experience performing qualitative analysis
  • 3 years of experience performing people management
  • 3 years of experience performing project management

Nice to have

  • Master’s Degree
  • 5+ years of experience in people management
  • 3+ years of experience in product development
  • 3+ years of experience in financial modeling
  • 3+ years of experience in economic forecasting
  • Previous consulting experience

What the JD emphasized

  • strategic and analytical skills
  • quantitative orientation
  • rigorous analytic marketing & credit risk management
  • people leadership experience
  • executive communication skills
  • Clear results orientation
  • fast paced, entrepreneurial and dynamic environment