Sr. Director of Architecture - Trust & Security

JPMorgan Chase JPMorgan Chase · Banking · New York, NY +1 · Consumer & Community Banking

Senior Director of Architecture for Trust & Security at JPMorgan Chase, focusing on defining target state architectures, leading core capabilities like authentication and fraud detection, and designing secure APIs. The role involves architecting risk engines, enabling explainable decisioning, and leveraging AI/ML for customer protection and fraud reduction within a regulated fintech environment.

What you'd actually do

  1. Define target state architectures, reference implementations, and modernization plans
  2. Lead architecture for core capabilities such as: sign-in, MFA, step-up auth, device binding, session management, identity proofing, account recovery, credential lifecycle, and fraud signals/decisioning.
  3. Design secure APIs and event-driven patterns enabling reusable trust services across channels (web, mobile, call center, partners).
  4. Embed security controls into designs: least privilege, strong cryptography, secrets management, key rotation, secure enclaves/HSM integration where needed.
  5. Leverage AI & ML to better protect customers and reduce fraud losses

Skills

Required

  • Formal training or certification on Architecture concepts and 10+ years applied experience
  • 5+ year of experience leading technologists to manage, anticipate and solve complex technical items within your domain of expertise and more broadly across the organization
  • Proven experience architecting authentication, identity and access management, or fraud/risk systems in secure, regulated, or high-availability environments.
  • Knowledge of authentication and authorization patterns and protocols such as OAuth2, OIDC, SAML, and token/session management.
  • Experience with modern authentication methods, including FIDO2, WebAuthn, multi-factor authentication, and device intelligence.
  • Understanding of distributed systems, including microservices, service mesh concepts, event-streaming, idempotency, and consistency.
  • Experience in data architecture for security domains, including feature stores, signals pipelines, real-time decisioning, and logging/auditing.
  • Strong leadership and stakeholder management skills.
  • Demonstrated ability to drive transformation and lead cross-functional teams.

Nice to have

  • Experience working at code level

What the JD emphasized

  • secure, regulated, or high-availability environments
  • fraud signals/decisioning
  • real-time fraud controls
  • explainable decisioning
  • model governance hooks
  • Leverage AI & ML to better protect customers and reduce fraud losses

Other signals

  • Leverage AI & ML to better protect customers and reduce fraud losses
  • Architect risk engines and policy frameworks that support adaptive authentication (step-up) and real-time fraud controls
  • Enable explainable decisioning, model governance hooks, and experimentation (A/B, canary) without compromising controls