About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Job Summary Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities:
- Collaborate with stakeholders to interpret requirements for project components and incorporate feedback into future designs or solution fixes.
- Translate business requirements by verifying assumptions and escalating potential design issues to appropriate stakeholders.
- Participate in system design and architecture, refining code plans and contributing to design documentation.
- Contribute to project estimation and escalate issues that may cause delays.
- Develop, implement, and maintain code for products, services, or components, applying coding patterns, guidelines, and best practices.
- Apply debugging tools to verify assumptions and proactively flag issues before they occur.
- Participate in code reviews to ensure coding standards are followed and address routine pull requests.
- Create test plans and configure testing procedures to identify and resolve defects for multiple features.
- Respond to support requests during on-call rotations, troubleshooting issues and deploying fixes under guidance.
- Leverage and build knowledge of software developer tools to create, debug, and maintain code for components.
- Remain current in skills by investing time in training resources to improve product availability, reliability, efficiency, observability, and performance.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications
Education & Experience:
5+ years of professional software engineering experience
Bachelor's degree in Computer Science, Software Engineering, or related field (Master's degree preferred)
Core Technical Skills:
Java & Backend Development:
Strong experience with JAVA, Spring Boot, Spring Framework, Hibernate/JPA
Solid understanding of object-oriented design principles and design patterns
Experience with RESTful API development and microservices architecture
Proficiency in code development using IntelliJ IDEA, Eclipse, or similar Java IDEs
Experience with unit testing frameworks (JUnit, Mockito, TestNG)
Understanding of multithreading, concurrency, and Java memory management
Familiarity with reactive programming (Spring WebFlux, RxJava) is a plus
Development Tools & Practices:
Proficient with GIT/Stash for version control
Experience with Maven or Gradle for dependency management and builds
Hands-on experience with Jenkins, GitLab CI, or similar CI/CD tools
Understanding of code review best practices and collaborative development
Experience with Agile/Scrum methodologies
API Development & Integration:
Experience developing REST APIs with proper error handling and documentation
Knowledge of JSON, XML data formats
Understanding of OAuth 2.0, JWT, and API security best practices
Familiarity with API documentation tools (Swagger/OpenAPI, Postman)
Experience with API versioning and backward compatibility
Data & Databases:
Solid experience with SQL databases (MySQL, PostgreSQL, Oracle, or DB2)
Understanding of database design, normalization, and query optimization
Experience writing complex SQL queries and stored procedures
Familiarity with NoSQL databases (MongoDB, Cassandra) is a plus
Knowledge of database migration tools (Flyway, Liquibase)
Distributed Systems Fundamentals:
Understanding of microservices architecture patterns
Experience with message queues (Kafka, RabbitMQ, or AWS SQS)
Knowledge of caching strategies (Redis, Memcached)
Understanding of distributed logging and monitoring
Familiarity with service communication patterns (sync/async, request-response, pub-sub)
Basic understanding of eventual consistency and distributed transactions
Infrastructure & DevOps:
Experience with Linux/Unix operating systems
Familiarity with Docker containerization
Basic understanding of Kubernetes or container orchestration
Experience with cloud platforms (AWS, Azure, or GCP) is a plus
Knowledge of logging and monitoring tools (ELK Stack, Splunk, Prometheus, Grafana)
AI-Assisted Development:
Experience using AI coding assistants (GitHub Copilot, Amazon CodeWhisperer, or similar)
Ability to leverage AI tools to improve coding efficiency and code quality
Understanding of prompt engineering for effective AI collaboration
Interest in exploring AI/ML integration in software applications
Familiarity with LLM APIs (OpenAI, Azure OpenAI) is a plus
Professional Capabilities
Ability to write clean, maintainable code following coding standards and best practices
Strong problem-solving skills and analytical thinking
Effective communication skills (both written and verbal)
Ability to work independently and collaboratively in a team environment
Self-motivated with a drive to continuously learn and improve
Experience with code documentation and technical writing
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.