About Us Visa is a world leader in payments technology, facilitating transactions between consumers, merchants, financial institutions and government entities across more than 200 countries and territories, dedicated to uplifting everyone, everywhere by being the best way to pay and be paid.
At Visa, you'll have the opportunity to create impact at scale — tackling meaningful challenges, growing your skills and seeing your contributions impact lives around the world.
Join Visa and do work that matters – to you, to your community, and to the world. Progress starts with you.
Job Description
Software Development Engineers are expert problem-solvers and builders who design, implement, and improve software applications and systems. In this role, engineers spend approximately 60–75% of their time coding, working hands-on with code, data, and modern tools (including AI-assisted development, cloud services, and automation frameworks) to deliver secure, scalable, and high-quality technology solutions that drive business outcomes in the fintech sector. They collaborate with cross-functional teams – product managers, designers, data scientists, QA, operations, and compliance – to translate business requirements into robust technical solutions, all while adhering to best practices, security standards, and regulatory requirements. All roles require digital fluency, including the ability to work with emerging technologies such as Generative AI tools (e.g. ChatGPT, Microsoft Copilot) to support everyday work. Key Responsibilities:
- Collaborate with stakeholders to determine requirements for product components and incorporate feedback into future designs or solutions.
- Translate functional requirements into system designs and communicate component interactions, ensuring alignment with business needs and timelines.
- Design and develop product components, refine code plans, and lead design reviews to ensure completeness and adherence to requirements.
- Contribute to project estimation, considering delivery costs and escalating issues that may cause delays.
- Lead by example in creating, implementing, and maintaining extensible, reusable code, and drive code quality through metrics and best practices.
- Apply debugging tools to resolve moderately complex issues and identify opportunities for automation across products.
- Lead code reviews, ensuring adherence to coding standards and providing feedback to team members.
- Create complex test plans, identify test gaps, and proactively address defects to minimize customer impact.
- Leverage data analysis and monitoring standards to identify patterns and defects in all environments.
- Respond to incidents during on-call rotations, troubleshoot complex issues, and assist in incident response and resolution.
- Build, enhance, and identify new developer tools to support programs and applications.
- Proactively seek new knowledge and adapt to trends and technical solutions to improve product performance and recommend resources to other engineers.
This is a hybrid position. Expectation of days in office will be confirmed by your hiring manager.
Qualifications
Basic Qualifications:
5+ years of relevant work experience with a Bachelor’s Degree or at least 2 years of work experience with an Advanced degree (e.g. Masters, MBA, JD, MD) or 0 years of work experience with a PhD, OR 8+ years of relevant work experience.
Preferred Qualifications:
- 6 or more years of work experience with a Bachelors Degree or 4 or more years of relevant experience with an Advanced Degree (e.g. Masters, MBA, JD, MD) or up to 3 years of relevant experience with a PhD
- Bachelor's degree in Math, Science, Engineering, or Computer Science, Information Systems or related field. OR Minimum three (3) years of directly related experience.
- Knowledge of and ability to develop front-end code (e.g. HTML, CSS, and JavaScript) in support of package and product development. This includes the extension of capabilities of packages and products.
- The ability to select the 'best available' values of some objective function to improve the functional effectiveness of web browsers.
- Knowledge of user interface design, which is the interaction where users and computers interact. This includes an understanding of how to provide an optimal industrial design experience through User Interface (UI) Design.
- Knowledge of and ability to develop back-end (e.g. Python, Java, C++, PHP) code in support of package and product development. This includes the extension of capabilities of packages and products.
- The ability to develop and use Application Program Interfaces (APIs), a set of routines, protocols, and tools for building software applications that specify how software components should interact and are used when programming graphical user interface (GUI) components. An API may be for a web-based system, operating system, database system, computer hardware, or software library.
- Knowledge of and the ability to use database software (e.g., applications, web-based applications, information systems) to maintain, modify, and output data.
- Knowledge of systems integration process in which separately produced components or subsystems are combined and problems in their interactions are addressed.
- Knowledge of data structures, which consist of data organization, management, and storage formats that enable efficient access and modifications.
- This includes a collection of data values, the relationships among them, and the functions or operations that can be applied to the data.
- Energy and Experience: A growth mindset that is curious and passionate about technologies and enjoys challenging projects on a global scale
- Challenge the Status Quo: Comfort in pushing the boundaries, ‘hacking’ beyond traditional solutions
- Language Expertise: Expertise in one or more general development languages (e.g., Java, C#, C++)
- Builder: Experience building and deploying modern services and web applications with quality and scalability
- Learner: Constant drive to learn new technologies such as Angular, React, Kubernetes, Docker, etc.
- Partnership: Experience collaborating with Product, Test, Dev-ops, and Agile/Scrum teams
- We do not expect that any single candidate would fulfill all of these characteristics. For instance, we have exciting team members who are really focused on building scalable systems but didn’t work with payments technology or web applications before joining Visa.
U.S. Applicants Only
The estimated salary range for this position is $131,600.00 to $ 210,300.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity.Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401(k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.
Work Hours
Varies upon the needs of the department.
Travel Requirements
This position requires travel 5-10% of the time.
Mental/Physical Requirements
This position will be performed in an office setting. The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.
Visa is an EEO Employer
Qualified applicants will receive consideration for employment without regard to race, color religion, sex, national origin, sexual orientation, gender identity, disability or protect veteran status. Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with the EEOC guidelines and applicable local law.