Affirm

Manager of ML Engineers building an economic decisioning engine for underwriting in a fintech company, focusing on strategy, talent development, and cross-functional collaboration.

Manager of ML Engineering for Affirm's underwriting group, focusing on building and scaling the economic decisioning engine using ML techniques for underwriting and optimizing applications. The role involves setting technical strategy, mentoring engineers, and collaborating with product and risk leaders.

Manager of Machine Learning Engineering focused on fraud detection in a fintech setting. The role involves leading a team to develop and deploy ML models for fraud prevention, covering the full ML lifecycle from feature development to production monitoring. Emphasis on advanced techniques like representation learning and transformers, and cross-functional collaboration.

Manager of Machine Learning Engineering for Fraud at Affirm, focusing on building and iterating on fraud detection models throughout the ML lifecycle, including advanced techniques like representation learning and transformers. The role involves setting strategy, leading a team, and cross-functional collaboration to integrate models into decisioning systems.

Senior Machine Learning Engineer focused on building and improving real-time fraud prediction models for a fintech company. Responsibilities include developing new models, scaling feature pipelines, prototyping, productionizing models, and monitoring their health. Requires experience in ML model development, production deployment, and handling tabular/graph/behavioral data.

Machine Learning Engineer II focused on fraud detection at Affirm. This role involves developing and iterating on fraud prediction models, building and scaling feature pipelines, prototyping new modeling ideas, productionizing models into real-time decision systems, and monitoring model health. Requires experience with tabular data, gradient-boosted trees, deep learning frameworks, distributed data processing, and ML lifecycle tooling.

Senior Staff ML Engineer at Affirm focused on ML Underwriting. This role involves defining and driving multi-year technical strategy for ML, leading the design, implementation, and scaling of advanced ML systems, and providing broad technical leadership across the ML organization. The engineer will mentor senior engineers, shape long-term modeling capabilities, and ensure operational excellence for critical ML systems. Experience with large-scale, real-time ML systems, end-to-end ML system design, Python, PyTorch, XGBoost, and distributed ML infrastructure is required.

Senior Staff Machine Learning Engineer at Affirm, focusing on ML Underwriting. This role involves defining and driving multi-year technical strategy for ML, leading the design, implementation, and scaling of advanced ML systems, and providing technical leadership and mentorship. The position requires extensive experience in deploying and operating large-scale, real-time ML systems, with a focus on representation learning, embedding-based modeling, and sequence modeling.

This role focuses on developing and optimizing fraud decisioning strategies within a fintech company. It involves extensive data analytics, collaborating with cross-functional teams (Product, Engineering, Operations, Finance), and developing new fraud features. A key responsibility is creating scalable frameworks for proprietary fraud machine learning models and evaluating data sources to mitigate fraud risk. The role also involves partnering with the Machine Learning team on fraud and identity verification strategies and owning the end-to-end analytics workflow, including defining metrics and creating dashboards.

This role focuses on building a centralized Employee Experience (EX) Hub using AI-enabled workflows and knowledge management systems to provide scalable, high-quality support to employees. It involves establishing AI-ready knowledge structures, designing integrated systems for knowledge, case management, and AI support, and implementing governance and guardrails for AI use in a regulated HR environment.

Staff Analytics Engineer to build and own the Financial Subledger Data Platform using dbt and Snowflake. This role involves creating dbt models, implementing data quality and controls, and embedding AI-assisted reconciliation capabilities. The engineer will also own subledger data products, partner with accounting teams, drive operational ownership, and collaborate with upstream engineering teams. The role includes coaching another engineer.

Staff Analytics Engineer role focused on building and owning the Financial Subledger Data Platform using dbt and Snowflake. The role involves creating dbt models, implementing data quality and controls, and embedding AI-assisted reconciliation capabilities. It requires strong SQL, data modeling, Python, and Snowflake expertise, with a focus on production ownership and mentoring.

Staff Software Engineer/Technical Lead for Account Management team at Affirm. Role focuses on setting technical strategy, designing and owning agentic workflows and self-service account management features, reducing coupling in event-driven integrations, and ensuring safety, auditability, and scalability of agentic account updates and agent tooling. Requires strong backend and web app development skills, experience with large-scale systems, and operational excellence.

Senior Staff Software Engineer focused on web platform and infrastructure, with a key responsibility to define and drive the company's web development AI strategy, leveraging agents and agent orchestration to improve developer experience and delivery speed.

Software Engineer II, Machine Learning (Feature Platform) at Affirm, focusing on building and serving data for machine learning and decisioning. This role involves feature creation, exploration, serving, data storage, availability, visibility, and offline backfilling infrastructure.

Senior Software Engineer for Affirm's Zero To One (ZT1) innovation lab, focusing on rapid, AI-enabled prototyping and experimentation. The role involves working in a small, autonomous team to turn bold ideas into validated new businesses, leveraging AI-first tools and agentic workflows. Engineers will shape experiments, define technical approaches, and influence product direction in an AI-centric environment, balancing speed with sound engineering judgment.

This role involves leveraging advanced data analytics to derive insights and optimize credit strategies within the fintech domain. The analyst will perform portfolio analytics, partner with Machine Learning and Engineering teams on credit risk capabilities, monitor trends, and drive adjustments to underwriting and marketing strategies. The role also contributes to enhancing the end-to-end portfolio management monitoring framework.

Software Engineer II, Backend (AI Agents) at Affirm, focusing on orchestrating systems with an AI agent vendor for customer service. Requires 1.5+ years of SWE experience, API design, and shipping web apps.

This role focuses on developing strategies for monitoring and preventing fraud, leveraging data analytics to identify loss drivers, and optimizing fraud management strategies. It involves reporting on fraud trends, responding to fraud rings, and assisting in the evaluation and development of new features/signals to improve fraud detection capabilities. The role also includes team planning, goal setting, and mentorship.

Manager, Software Engineering role focused on Developer Productivity, specifically owning the platforms for ephemeral developer environments, CI/CD pipelines, and test automation frameworks to accelerate software development within a hypergrowth FinTech environment. The role involves defining vision, setting technical strategy, leading a team, and ensuring the scalability, reliability, and usability of these systems.

Manager for a Developer Productivity team focused on building and operating platforms for ephemeral developer environments, CI/CD pipelines, and test automation to accelerate software development in a FinTech hypergrowth environment.

Staff Technical Program Manager to oversee high visibility programs, streamline processes for building customer and merchant products, and scale program management practices as products scale in complexity. The role involves driving complex technical programs, coordinating across teams, understanding technical implementation, partnering with Product and Engineering, and tracking progress.

Staff Technical Program Manager to oversee high visibility programs for Affirm's consumer product suite and platform capabilities, streamlining processes for building quality software and evaluating new technology developments.

This role is for a Senior Staff Software Engineer on the Data and Storage Services team at Affirm. The team is responsible for Affirm's Data (OLAP and OLTP) requirements, including Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools. The role will focus on architecting and evolving Affirm's lakehouse analytics platform, driving strategy around Snowflake, Apache Iceberg, and Spark. Key responsibilities include designing and implementing RBAC and data masking policies, leading analytics engineering practices (dbt), driving data governance and privacy engineering (Atlan), and identifying cost optimization strategies. The role also involves collaborating with various teams, establishing best practices for lakehouse operations, mentoring engineers, and participating in on-call rotations. The ideal candidate has extensive experience in software/data engineering, Snowflake, lakehouse architecture, and analytics engineering.

This role is for a Senior Staff Software Engineer on the Data and Storage Services team at Affirm. The team is responsible for Affirm's Data (OLAP and OLTP) requirements, including Batch Orchestration, Streaming Infrastructure, Event Driven Frameworks, BI and analytics tools. The role will focus on architecting and evolving Affirm's lakehouse analytics platform, driving strategy around Snowflake, Apache Iceberg, and Spark. Responsibilities include designing and implementing RBAC and data masking policies, leading analytics engineering practices, driving data governance and privacy initiatives, and identifying cost optimization strategies. The role also involves mentoring engineers and participating in on-call rotations.

Backend Software Engineer II role at Affirm, focusing on building and scaling the merchant lifecycle orchestration service. Responsibilities include designing platform backbone, collaborating with teams, executing technical strategy, and improving engineering standards. Requires 3+ years of backend experience, familiarity with distributed systems, API design, event-driven architecture, and database design. Experience with AWS, gRPC, Snowflake, Kotlin, Python, MySQL, Kubernetes is a plus.

Backend Software Engineer II role at Affirm, focusing on building and scaling the merchant lifecycle orchestration service. Responsibilities include designing platform backbone, cross-team project alignment, technical strategy execution, and improving engineering standards. Requires 3+ years of backend experience, familiarity with distributed systems, API design, event-driven architecture, and experience with AWS, gRPC, Kotlin, Python, MySQL, and Kubernetes.

Software Engineer I, Backend for Affirm's Bankruptcies & Hardships team, focusing on building core servicing platforms for customers in critical financial moments. The role involves developing distributed systems, event-driven pipelines, and high-availability services with an emphasis on correctness, auditability, and operational excellence within a regulated fintech environment.

Software Engineer I, Backend (Servicing Platforms) at Affirm, focusing on building core servicing platforms for customers during critical financial moments. The role involves working on distributed systems, event-driven pipelines, and high-availability services with an emphasis on correctness, auditability, and operational excellence. Requires experience in Python or Kotlin, and familiarity with AWS, MySQL, and Kubernetes.

Software Engineer I, Backend role at Affirm focused on building core servicing platforms for customer support during financial hardships and bankruptcy workflows. The role involves working on distributed systems, event-driven pipelines, and high-availability services with an emphasis on correctness, auditability, and operational excellence. Requires experience in Python or Kotlin, AWS, and Kubernetes.

Staff Software Engineer, Backend role focused on capacity modeling for a fintech company. The role involves building and maintaining statistical models to forecast traffic and map it to resource requirements (CPU, memory, etc.) for backend systems, ensuring the company can handle peak loads. Responsibilities include setting technical strategy, collaborating with product teams, ensuring operational availability, and fostering a culture of quality. Requires extensive experience in backend systems, distributed systems, and supporting large-scale sales events.

Staff Software Engineer, Backend (Capacity Modeling) at Affirm, focusing on building and maintaining statistical capacity models to ensure the company can handle forecasted traffic, especially during peak sales events. This involves translating demand forecasts into concrete capacity plans and recommended infrastructure settings across various resources.

Senior Security Operations Engineer focused on Incident Response within a fintech company. Responsibilities include leading incident response efforts, conducting investigations, partnering with automation teams, and improving security posture. Requires strong experience in cloud environments and security tooling.

Business Systems Analyst II role focused on the Revenue team, responsible for crafting and delivering technical solutions to business problems within the Salesforce ecosystem. The role involves leading high-impact projects, managing requirements, gathering and reporting data, overseeing program deliverables, and analyzing/optimizing business processes related to quoting, billing, and provisioning systems. Requires strong analytical, problem-solving, and collaboration skills, with proficiency in Salesforce and Snowflake.

Affirm is seeking a Business Systems Analyst II for their Revenue team to develop and deliver technical solutions to business problems. This role involves leading high-impact projects, gathering and reporting data, overseeing program deliverables, and analyzing business processes. The ideal candidate will have a strong background in Salesforce, project management, and experience with the commerce-to-cash process.

Manager for a Resilience Engineering team focused on production load testing and chaos engineering to ensure the safety and reliability of Affirm's financial systems. The role involves leading a team, defining strategy, building platforms for safe production experimentation, and ensuring strong safeguards and observability for resilience experiments.

Manager for Resilience Engineering team focused on ensuring production system safety and reliability through proactive validation techniques like load testing and chaos engineering. This role involves leading a team to develop platforms and tooling for safe production experimentation, defining vision, and establishing best practices for testing system limits and failure scenarios.

This role is for an IT Engineering Manager to lead the Client Platform Engineering team, focusing on the end-to-end ownership of Affirm's endpoint platform. The manager will be responsible for technical direction, program operating model, team development, and cross-functional collaboration with Security, Identity, and other IT teams. The role involves defining roadmaps, establishing KPIs, implementing change control, and guiding the architecture of the endpoint platform (macOS-first).

This role is for an IT Engineering Manager to lead the Client Platform Engineering team, focusing on the end-to-end ownership of Affirm's endpoint platform. The manager will be responsible for technical direction, program operating model, team development, and cross-functional collaboration with Security, Identity, and other IT teams. The role involves defining roadmaps, establishing KPIs, implementing change control, and guiding the architecture of the endpoint platform (macOS-first).

Senior Software Engineer, Backend role focused on Continuous Delivery and Developer Productivity at Affirm. The role involves building and improving platforms, workflows, and guardrails to enable engineers to ship code faster, safer, and with confidence, with an increasing focus on AI-enhanced development processes.

This role is for a Senior Software Engineer on the Continuous Delivery team, focusing on improving Affirm's developer productivity and CI/CD pipelines. The role involves building and enhancing platforms and workflows that enable engineers to ship code faster and more safely, with an emphasis on AI-enhanced development processes. Responsibilities include owning quarterly goals, leading engineers, collaborating with stakeholders, identifying and solving technical challenges, supporting system operations, fostering a culture of quality, and developing talent. The ideal candidate has experience with backend systems, distributed systems, AWS, Kubernetes, and CI/CD automation, with a focus on building shared developer infrastructure and defining clear platform interfaces and guardrails.

Software Engineer II, Backend for Affirm's Merchant Data Platform. This role focuses on building and maintaining a critical backend service responsible for merchant data and identity, ensuring high availability and low latency. The team also manages data enrichment pipelines for merchant identification, risk analysis, and fraud detection.

Senior Staff Software Engineer for Affirm's Consumer Engineering team, focusing on web platform and infrastructure. The role involves defining and leading web development strategy, improving build and deploy systems, architecting platform components, and empowering web engineers to leverage AI for enhanced delivery speed, code quality, and developer experience. This includes defining Affirm's web development AI strategy using agents and agent orchestration to automate complex workflows.

Director of Software Engineering to lead the Loans Lifecycle engineering organization at Affirm, responsible for the system of record for all loans. This role will set the vision, drive execution, define the technical roadmap, and manage a globally distributed engineering team. Key focus areas include platform scalability, database architecture, financial accuracy, regulatory compliance, and operational excellence. Experience in financial systems, lending, or fintech is highly desirable.

Director of Software Engineering for Affirm's Loans Lifecycle domain, focusing on the system of record for all loans. Responsibilities include setting vision, driving execution, defining technical roadmaps, partnering with cross-functional teams, balancing product expansion with platform investments, and managing a global engineering team. Requires strong technical depth in distributed systems and experience in financial systems/lending.

Software Engineer I, Back-end (Repayment Scheduling) at Affirm, a fintech company. This role involves building and owning the system for automatic payment scheduling for loans, impacting millions of users. The engineer will work on new scope, influencing core infrastructure, and balancing speed with quality in a distributed team.

Software Engineer I, Back-end role at Affirm focused on the Repayment Scheduling system, which handles over $30B in loan repayments annually. The role involves building and owning a core part of the company's infrastructure, requiring experience in backend development, distributed systems, and technologies like AWS and Kubernetes. The position offers an opportunity to influence the development of a new team and system at scale.

Senior Software Engineer for Affirm's Mesh Traffic team, focusing on core networking and compute infrastructure for microservices communication using cloud-native technologies like Kubernetes, Istio, and Envoy.