Mastercard
Fintech · Card network
- HQ
- Purchase, US
- Founded
- 1979
- Size
- 35,000+
- Website
- mastercard.com
Currently tracking 3 active AI roles, down 63% versus the prior 4 weeks. Primary focus: Agent · Engineering. Salary range $156k–$265k (avg $211k).
Mastercard currently has 16 active job listings related to artificial intelligence. The majority of these roles, 50%, are focused on serving infrastructure. Engineering is the primary function for these AI positions, with the United States being the top hiring country. Frequent technical tags include model serving, agent orchestration, and inference infrastructure, suggesting a focus on deploying and managing AI models. In the last 30 days, Mastercard has posted 23 new AI roles, representing a 667% increase from the previous 30-day period.
Fintech · Card network
Mastercard currently has 11 active AI-related roles in our index. The most common open titles are: Senior Software Engineer (3), Foundry R&D Software Engineer II, Lead Software Engineer, Lead Technical Program Manager, Manager, Software Engineering. Most positions are in Engineering.
Mastercard's active AI hiring is concentrated in: agents (45%), serving infrastructure (36%), application (18%). These categories follow a seven-stage AI lifecycle: data, pre-training, post-training, serving infrastructure, agents, evaluation, and application.
Mastercard is hiring AI talent in: United States (7 roles), Ireland (3 roles), Singapore (1 role).
Job postings at Mastercard most frequently reference: model serving, inference infra, agent orchestration, rag, guardrails.
In the past 30 days, Mastercard has posted 5 new AI-related roles. That is a -79% change versus the prior 30 days (24 → 5).
| Title | Stage | AI score |
|---|---|---|
| Senior Software Engineer - Backend/Platform Agentic AI Senior Software Engineer focused on building and operating a first-party AI platform with agentic, conversational, and generative AI capabilities for enterprise analytics products. The role involves end-to-end development of agentic AI systems, defining technical direction, building AI-enabled services, and ensuring production-grade infrastructure, scalability, reliability, and adherence to governance and Responsible AI standards within a regulated environment. | Agent | 8 |
| Software Engineer II - Backend/Platform Agentic AI Software Engineer II - Backend/Platform Agentic AI role at Mastercard, focused on building and operating a first-party AI platform for analytics products. The role involves writing code daily, owning components end-to-end, and shipping production-grade AI-enabled services within a multi-tenant, customer-facing platform. Key responsibilities include implementing agentic workflows, integrating LLM-powered capabilities, and operating AI systems in production. |
| Agent |
| 8 |
| Agentic AI - Senior Software Engineer Senior Software Engineer to join the Agentic AI Engineering team, focusing on applying Generative and Agentic AI to real products, platforms, and developer workflows. The role involves building tooling, services, and reusable patterns to enable experimentation, validation, and scaling of AI-enabled solutions across Mastercard. Requires strong engineering fundamentals, a product-building mindset, and practical understanding of AI systems. | Agent | 8 |
| Lead Technical Program Manager Lead Technical Program Manager for an internal AI & Decision Product Enablement platform that powers intelligent, data-driven decision-making across market-facing financial products. The role involves driving execution of AI-driven and agent-based solutions, ensuring alignment between product, engineering, and finance stakeholders, and delivering high-impact capabilities. | Agent | 7 |
| Senior Software Engineer Mastercard is seeking a Senior Software Engineer to join their B&MI Technology Development team. This role focuses on delivering AI-driven capabilities by building and owning Java services and APIs that deliver AI-powered features, and developing/productionizing AI components in Python. The role involves implementing and operating AI systems in production, managing the full lifecycle from design to deployment, and mentoring other engineers. It blends deterministic systems engineering with AI engineering for probabilistic systems. | ServePost-train | 7 |
| Principal Software Engineer Principal Software Engineer at Mastercard AI & Decision Product Enablement (DPE) focused on leading architectural design and engineering excellence for enterprise-scale, high-throughput, low-latency real-time AI inferencing and decisioning platforms. The role involves deploying AI models through automated pipelines, accelerating model operations, and pioneering agentic AI capabilities, with a strong emphasis on scalability, reliability, and security for billions of daily transactions. | ServeAgent | 7 |
| Software Engineer II Mastercard is seeking an AI/ML Data Engineer II to design, build, and operationalize graph-driven ML solutions. This role focuses on building and scaling knowledge graphs, developing data pipelines, and implementing ML pipelines for training, validation, deployment, and serving of graph-based ML models. The role requires a strong background in Machine Learning Engineering and Data Engineering, with specialization in graph-based systems. | DataPost-train | 7 |
| Director, Software Engineering Director of Software Engineering for Mastercard Foundry R&D in Singapore, leading teams to explore emerging technologies like Generative AI and Agentic Systems, build prototypes, and deliver pilot solutions. The role involves people leadership, technical guidance, and driving innovation in a fast-paced R&D environment. | Agent | 7 |
| Director, AI Product Definition & Execution Director to redefine and modernize the Product Management Technical (PMT) operating model by applying an AI-first lens to how product intent is shaped, refined, and delivered to engineering. This role will redesign how product ideas become buildable software by owning the operating model, the PMT practices, decision frameworks, and AI-enabled workflows that drive clarity, speed, and predictability across the engineering organization. Success will be measured by improved delivery outcomes, higher backlog readiness, reduced iteration churn, fewer clarification cycles, stronger engineering trust, and more predictable execution. | Agent | 7 |
| Vice President Product Management-Technical Vice President of Product Management-Technical to lead technical product strategy for Mastercard’s AI Decisioning Foundations, shaping and owning the technical product vision for scalable, reliable, and secure AI decisioning capabilities used across various fraud and network services. This role involves building a coherent vision and strategy for foundational components powering AI-driven decisions, leading a global PMT organization, and partnering with engineering, architecture, and data science leaders. | ShipServe | 7 |
| Director Product Management - AI Strategy & Solutions Delivery Director of Product Management responsible for AI strategy and solutions delivery within Mastercard's global digital and authentication network. The role focuses on bridging technical AI delivery with commercial business outcomes, moving AI from pilots to core operations like fraud prevention and agentic commerce. Key responsibilities include developing the AI roadmap, overseeing AI model deployment, identifying AI use cases, defining data requirements for model training, establishing AI governance, and partnering with various teams to integrate AI features. | ShipAgent | 7 |
| Director of Data Science (AdTech) Director of Data Science for Mastercard's AdTech platform, focusing on leading ML initiatives for advertising products like targeting, bidding, ranking, and attribution. The role involves strategy, development, deployment, and mentorship, with a strong emphasis on production systems and ethical AI. | AgentServe | 7 |
| Lead Software Engineer Lead Software Engineer for Mastercard's Global File Transfer platform, focusing on building and operating a secure, high-performance data movement system. The role involves modernizing engineering practices, including the adoption of AI-assisted development tools, and ensuring platform reliability, security, and operability. | — | 5 |
| Senior Software Engineer Senior Software Engineer role focused on driving technology, platforms, and engineering practices within Mastercard's Business & Market Insights (B&MI) organization. The role involves improving CI/CD, designing reusable frameworks, leading modernization efforts with cloud-native technologies and AI-assisted engineering, and building scalable applications. It emphasizes technical leadership, mentorship, and collaboration to accelerate software delivery and enhance developer productivity. | — | 5 |
| Software Engineer II Software Engineer II at Mastercard designs and codes artificial intelligence, cloud, and machine learning platforms that provide mission-critical insights to many of the world’s leading organizations and governments. The role involves developing high-performing, highly scalable software solutions and products with speed and agility as part of a small team. | — | 5 |
| Lead Software Engineer Lead Software Engineer for Mastercard's real-time Decision Management Platform, responsible for scoring and approving payment transactions. The role is hands-on, involving coding, architecture, and using AI coding tools to enhance engineering quality and speed. Focuses on building, scaling, and improving the platform's performance, reliability, and security. | — | 5 |
| Senior Software Engineer Senior Software Engineer to join the Mastercard Foundry R&D team, focusing on building scalable backend systems and APIs for generative AI use cases. The role involves integrating pre-trained models, ensuring performance and reliability of AI services, and collaborating with data science and ML teams to productionize AI capabilities. Requires strong backend engineering experience, familiarity with AI/ML integration, and cloud deployment. | Serve | 5 |
| Manager, Software Engineering Manager of Software Engineering for the Mastercard Authentication team, focusing on enhancing and modernizing payments services. The role involves leading multiple scrum teams, defining and delivering strategic initiatives, providing technical leadership in Java, microservices, and event-based applications, and ensuring the development of a global technology platform with a focus on performance, security, and reliability. A key aspect is driving AI augmented development and integrating AI agents with enterprise tools. | Ship | 5 |
| Senior Software Engineer Senior Software Engineer to design and build the next-generation Decision Management Platform, a real-time system that scores and approves billions of payment transactions. The role involves writing production code, designing distributed systems, and using AI coding tools to improve development speed and quality. Responsibilities include making technical calls on frameworks and libraries, improving system performance and reliability, and mentoring junior engineers. | — | 5 |
| Principal Software Engineer Principal Software Engineer role focused on building and leading the next-generation Decision Management Platform at Mastercard. This role involves hands-on design, coding, and prototyping of core platform capabilities, with a strong emphasis on leveraging AI-assisted development tools and real-time AI inferencing to improve product effectiveness, system resilience, and cost efficiency within the fintech domain. The engineer will also contribute to shaping the AI & DPE technology strategy and improving developer experience through AI-powered workflows. | Serve | 5 |
| Senior Software Engineer Mastercard is seeking a Senior Software Engineer to build robust IBM ODM Rule solutions for transaction-level decisions, alerting, and notifications. The role involves modernizing platforms, especially for Fraud Rules/Engines, and working with high-throughput, low-latency global platforms. While AI experience is focused on using AI-assisted development tools and familiarity with Gen AI/LLMs for Fraud Rules, the core of the role is in rule engineering and platform development within the payments domain. | — | 5 |
| Senior Software Engineer Mastercard is seeking a Senior Software Engineer to build robust IBM ODM Rule solutions for transaction-level decisions, alerting, and notifications. The role involves modernizing platforms, especially for Fraud Rules/Engines, and working with high-throughput, low-latency global platforms. While AI experience is focused on using AI-assisted development tools and familiarity with Gen AI/LLMs for Fraud Rules, the core of the role is in rule engineering and platform development within the payments domain. | — | 5 |
| Foundry R&D Software Engineer II Software Engineer to join the Mastercard Foundry Research and Development team in Dublin. The role involves designing and implementing innovative capabilities using AI Tooling, working in an agile team, and researching alternative technical solutions. The team focuses on developing innovative products delivered at scale, shaping the future of commerce. | Agent | 5 |
| Senior Software Engineer Senior Software Engineer to design and build a next-generation Decision Management Platform for real-time payment transaction scoring and approval. The role involves writing production code, using AI coding tools, and working with distributed systems at high throughput and low latency. It also includes integrating LLMs and agentic patterns into decisioning systems. | ServeAgent | 5 |
| Senior Software Engineer Senior Software Engineer to design and build a next-generation Decision Management Platform for real-time payment transaction scoring and approval. The role involves writing production code, using AI coding tools, and working with distributed systems at high throughput and low latency. It also includes integrating LLMs and agentic patterns into decisioning systems. | ServeAgent | 5 |
| Software Engineer II Software Engineer II at Mastercard to design and build the next-generation Decision Management Platform, a real-time system for scoring and approving payment transactions. The role involves writing production code, designing distributed systems, and utilizing AI coding tools to improve development speed and quality. Responsibilities include making technical calls on frameworks, sharing AI tool usage patterns, and improving system performance, reliability, and cost-efficiency. The role also involves cross-team collaboration, mentoring, and interviewing. | Serve | 5 |
| Software Engineer Software Engineer role at Mastercard focused on designing and building the next-generation Decision Management Platform, a real-time system for scoring and approving payment transactions. The role involves writing production code, designing distributed systems, and utilizing AI coding tools. It emphasizes hands-on experience with high-throughput, low-latency systems, cloud-native architectures, and AI/ML systems including LLM integration and model serving. | Serve | 5 |
| Senior Software Engineer Mastercard is seeking a Senior Software Engineer to design and build the next-generation Decision Management Platform, a real-time system for scoring and approving payment transactions. The role involves writing production code, designing distributed systems, and utilizing AI coding tools to improve development speed and quality. The engineer will also work on improving platform performance, reliability, and cost-efficiency, and mentor junior engineers. | Serve | 5 |
| Software Engineer (Full Stack) Software Engineer (Full Stack) for Mastercard Foundry R&D team, focusing on developing and delivering scalable software solutions, building innovative prototypes, and exploring emerging technologies in payments and commerce. | — | 5 |
| Lead Software Engineer Lead Software Engineer to drive the architecture, design, and development of a next-generation experimentation platform, incorporating Generative AI (GenAI) into software products and/or the software development lifecycle. Focus on building advanced, cloud-native services and modern frameworks on AWS/Azure, leveraging Databricks and Spark for data analytics and transformations. Role involves technical leadership, mentoring engineers, and ensuring high engineering standards for scalability, performance, security, and reliability. | Ship | 5 |
| Principal Software Engineer Mastercard is seeking a Principal Software Engineer to architect, build, and operate the API platform that securely exposes foundation model capabilities across the organization. This role is critical to enabling safe, scalable, and compliant adoption of generative AI and advanced analytics across Mastercard products and services. | ServeAgent | 5 |
| Director, Agentic Commerce - NAM Product Management Product management leader to drive the rollout of Mastercard's Agentic Commerce Solutions in North America, influencing the entire product lifecycle from ideation to commercialization, creating compelling consumer payment experiences, and driving adoption with partners. | Agent | 5 |
| Principal, Technical Program Manager This role is for a Principal Technical Program Manager at Mastercard, focused on driving product outcomes for Authorization and Authentication Decisioning teams within the AI & Decision Product Enablement (AI & DPE) group. The role involves leading large-scale, cross-functional programs, ensuring alignment across various departments, managing execution plans, mitigating risks, and reporting on delivery status. While the role operates within a group that enables AI/ML-driven products and mentions leveraging AI/automation tools, the core responsibility is program management, not direct AI/ML model development or research. The candidate needs technical proficiency in payments and experience with AI/ML-driven fraud solutions, but the primary function is program leadership. | — | 5 |
| Senior Product Manager - Technical Mastercard is seeking a Senior Product Manager - Technical to join their team in Vancouver. This role will focus on the AI Decisioning Foundation program, which enables intelligent decision-based products through streaming analytics. The product manager will be responsible for technical analysis, defining product metrics, prioritizing backlogs, and collaborating with engineering teams to deliver high-quality products. The role requires strong technical analysis skills, experience with agile methodologies, and the ability to understand technical implications of requirements. | — | 5 |
| Principal Software Engineer Principal Software Engineer to lead architecture and design for the next generation Decision Management Platform, focusing on Fraud Rules modernization. Requires expertise in Java, Spring, AWS/PCF, and AI technologies relevant to fraud detection within a financial services context. | Ship | 5 |
| Director, Software Engineering Director of Software Engineering to lead the design and delivery of full-stack applications and data platforms within the Data Analytics and AI Program at Mastercard. This role will partner with product, data, and business stakeholders to deliver scalable, high-quality solutions that generate measurable customer and business impact. The program is a strategically critical and rapidly evolving initiative, delivering a portfolio of products across Portfolio Optimization, Merchant & Customer Ad Insights, and Location Insights. This is a high-growth area where data, AI, and engineering converge to unlock next-generation capabilities for Mastercard and its customers. The role involves leading a global organization of 25 team members, including 4-5 direct reports, spanning the US, India, and Europe, with significant emphasis on cross-functional collaboration, stakeholder management, and global execution. | Ship | 5 |
| Senior Platform Engineer Mastercard is seeking a Senior Platform Engineer to support and evolve internal Generative AI (GenAI) platforms and productivity tools. This role focuses on enabling secure, scalable, and governed adoption of GenAI capabilities across the enterprise. You will work closely with platform leads, vendor product groups, and third-party partners to deliver reliable GenAI services, connectors, and tools for internal users. | Agent | 5 |
| Senior Principal Software Engineer Mastercard is seeking a Senior Principal Software Engineer to provide technology leadership and strategic influence for their next-generation Decision Management Platform. This role focuses on leveraging disruptive technologies in real-time AI inferencing and decisioning to improve product effectiveness, business agility, and technical resilience. The engineer will lead architectural design, define service interactions, and partner with leaders to deliver new services. They will also own customer experience, simplify architecture, and drive organization-wide initiatives for software engineering best practices. The role requires experience in senior technical leadership, cloud-native platforms, distributed systems, real-time data-driven platforms including AI/ML inferencing, cloud platforms, API design, data platforms, AI/ML platforms, MLOps, and model deployment. Strong programming skills and experience mentoring engineers are also essential. | Serve | 5 |
| Lead Software Engineer Lead Software Engineer for the Accelerators group, focusing on CI/CD, platform scalability, and developer experience. Drives modernization through AI adoption and AI-first engineering initiatives, mentors engineers, and contributes to architectural decisions. Requires strong full-stack, cloud, and DevOps experience. | — | 5 |
| Senior Software Engineer Senior Software Engineer role on the AI & Decision Engineering Platform team, focusing on designing and implementing high-performance, cloud-ready solutions for fraud prevention and identity validation. The platform uses business rules engines, AI-driven decisioning, and streaming big data to make real-time decisions on billions of transactions. The role involves hands-on coding, testing, design, and mentoring. | — | 5 |
| Lead Software Engineer Lead Software Engineer for the AI & Decision Engineering Platform, which powers real-time fraud prevention and identity validation solutions using streaming analytics, business rules, and AI-driven decisioning. The role involves designing, implementing, and mentoring on high-performance, cloud-ready solutions for billions of transactions. | — | 5 |
| Senior Software Engineer The Senior Software Engineer will work on the AI & DPE organization's DMP platform, a cloud-native, real-time decisioning and AI inferencing system for fraud detection and enterprise decision management. The role involves hands-on rule authoring, platform modernization, and implementing best practices for high-throughput, low-latency systems, with a focus on AI technologies like Gen AI and LLMs within the fraud domain. | Serve | 5 |
| Lead Software Engineer (Backend / Platform – Agentic AI) Lead Software Engineer for Mastercard's Agentic AI platform, focusing on developing high-performance, high-volume backend solutions for real-time AI-driven decisioning. The role involves full systems development lifecycle, mentoring engineers, ensuring operational excellence, and collaborating with stakeholders to deliver scalable and secure AI-powered products within the payments industry. | Agent | 5 |
| Senior Software Engineer Mastercard is hiring a Senior Software Engineer to work on their Identity Solutions Services Platform Engineering team. The role involves developing REST APIs for customer-facing products, leveraging complex machine learning for risk assessment. The engineer will work in an Agile environment, focusing on backend solutions, and will use AI-assisted tools for software development tasks. | — | 5 |
| Manager Software Engineering Manager Software Engineering at Mastercard, responsible for managing software development and delivery of products and solutions using cutting-edge technologies including big data, distributed systems, and machine learning. The role involves managing engineering teams, driving prioritization, providing architectural guidance, and ensuring quality and performance benchmarks are met. Requires full-stack development experience with Java, Springboot, Microservices, and cloud-native environments, along with system design and architecture expertise. Experience using AI tools and exploring new skillsets is mentioned. | — | 5 |
| Lead Software Engineer Lead Software Engineer role at Mastercard focused on developing authentication and security solutions. The role involves designing, developing, and scaling high-quality software, with a requirement for knowledge and hands-on experience with AI Agents, though AI is not the core craft. | — | 5 |
| Lead software engineer Lead Software Engineer role focused on designing and implementing large-scale, highly resilient distributed systems using reactive and event-driven architectures within the payments industry. The role involves technical leadership, code reviews, partnering with product teams, and exploring emerging technologies, with an emphasis on leveraging AI development tools to enhance delivery and quality. | — | 5 |
| Senior Software Engineer Senior Software Engineer at Mastercard, focusing on building Open Finance solutions. The role involves full-stack development with Java and React, designing and delivering data products, and collaborating across teams. Experience with AI coding assistants and prompt engineering for code generation is mentioned. | — | 5 |
| Principal Software Engineer, Data Architecture Mastercard is seeking a Principal Software Engineer, Data Architecture to define and evolve their global enterprise data architecture. This role involves setting the architectural vision for modernizing data platforms across hybrid cloud and on-premises environments, supporting both batch and real-time use cases. The engineer will act as a senior technical authority, ensuring data is designed, governed, secured, and distributed securely and at scale, while meeting stringent regulatory and performance requirements. The role emphasizes championing Data Mesh principles, establishing architecture standards, and leading the adoption of modern data technologies. | — | 5 |
| Senior Software Engineer (Big Data) Mastercard is seeking a Backend Software Engineer to join the AI&DPE Data Engineering platform team, responsible for building and evolving large scale backend data systems, real time and batch pipelines, and AI enabled services that power analytics, decisioning, and automation across the organization. This role focuses on Scala/Python/Java, distributed data platforms (Cloudera/Spark), and cloud based architectures, with a strong emphasis on AI agent creation and intelligent automation. | Agent | 5 |