Upstart
Fintech · AI-native lending (FICO alternative)
- HQ
- San Mateo, US
- Founded
- 2012
- Funding
- Public (UPST)
- Website
- upstart.com
Currently tracking 7 active AI roles, up 19% versus the prior 4 weeks. Primary focus: Serve · Engineering. Salary range $164k–$226k (avg $195k).
Fintech · AI-native lending (FICO alternative)
Upstart currently has 12 active AI-related job listings. The majority of these roles are focused on serving infrastructure, accounting for 33% of the openings, followed by agents at 25%. Engineering is the dominant function, with 11 out of the 12 roles. Frequent tech tags include model serving, inference infrastructure, and recommender systems, suggesting a focus on deploying and optimizing AI models.
Upstart currently has 7 active AI-related roles in our index. The most common open titles are: Principal Applied Scientist, Principal Product Manager, Agentic Platform, Principal Software Engineer, Machine Learning Simulations , Senior Engineering Manager, Marketplace, Senior Engineering Manager, Offer Delivery. Most positions are in Engineering and Product.
Upstart's active AI hiring is concentrated in: application (43%), agents (29%), serving infrastructure (29%). These categories follow a seven-stage AI lifecycle: data, pre-training, post-training, serving infrastructure, agents, evaluation, and application.
Job postings at Upstart most frequently reference: model serving, recommender systems, inference infra, agent orchestration, tool use.
In the past 30 days, Upstart has posted 1 new AI-related role.
| Title | Stage | AI score |
|---|---|---|
| Senior Software Engineer, API Enablement Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Software Engineer on the Event Bus, Experimentation, and gRPC team, which builds frameworks and tooling for event-driven architectures, feature rollouts, and inter-service communication. The role involves designing and implementing cross-cutting solutions, establishing best practices, and mentoring junior engineers. The company emphasizes ease of use, performance, data quality, observability, and security. | — | 0 |
| Senior Human Resources Business Partner, Ops Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Human Resources Business Partner supporting Operations and Risk teams. The HRBP will coach leaders, manage performance, handle employee relations, and support HR programs. The role requires HR experience and strong interpersonal skills. | — | 0 |
| Principal Software Engineer, Identity Upstart is an AI lending marketplace that uses advanced AI to reduce the cost and complexity of borrowing. The Identity Platform team is responsible for creating, securing, and managing borrower and partner identity, including authentication and authorization. They are looking for a Principal Software Engineer to drive technical excellence, set the technical vision, and lead the design and development of large-scale systems from the ground up, ensuring security and ease of access. | — | 0 |
| Director of Fair Lending Director of Fair Lending at Upstart, a fintech company focused on AI-driven lending. This role leads the Fair Lending program, ensuring compliance with regulations like ECOA/FHA, and partners with Legal, Product, and ML teams. Responsibilities include owning the risk assessment framework, developing mitigation strategies, and communicating with senior leadership and regulators. Requires extensive experience in fair lending and consumer protection within financial services, with a strong understanding of relevant laws and experience managing compliance programs. Familiarity with predictive modeling and partnering with technical teams is preferred. | — | 0 |
| Lead Legal Commercial Counsel, Lending Partnerships This role is for a Lead Legal Commercial Counsel, Lending Partnerships at Upstart, an AI lending marketplace. The role involves providing legal and strategic advice, drafting and negotiating commercial agreements, and developing processes for commercial transactions. The company uses AI to reshape access to credit and its platform makes over a million predictions per borrower. | — | 0 |
| Software Engineer, Agentic Tooling Upstart is a fintech company that uses AI to improve access to credit. The Servicing Engineering team builds and maintains a scalable loan servicing platform that automates business processes, improves operational efficiency, and delivers high-quality experiences for borrowers and internal partners. This Software Engineer role will focus on building full-stack features, backend services, and third-party integrations for the servicing platform, collaborating with cross-functional teams to translate business requirements into technical solutions. | — | 0 |
| Senior Software Engineer, Site Reliability Upstart is an AI lending marketplace that uses advanced AI and machine learning to reshape access to credit. The Site Reliability Engineering (SRE) team owns the reliability, resiliency, and observability of Upstart's production systems, building tooling and automation to monitor health, improve incident response, and automate toil. This role focuses on Site Reliability Tooling, impacting the SRE team and all of Upstart by shaping the future path of SRE at Upstart. | — | 0 |
| Assistant General Counsel, Capital Markets Legal Upstart is seeking an Assistant General Counsel, Capital Markets Legal to partner with the capital markets team to structure securitization transactions, draft and negotiate transactional documents, and manage a team of attorneys. This role involves influencing internal and external stakeholders and creating internal legal education. The ideal candidate has a JD, 12 years of experience in structured finance or debt finance, and prior experience managing a legal team. | — | 0 |
| Commercial Lawyer Upstart is seeking a Commercial Lawyer to join their legal team. This role will partner with business units like Sales, Procurement, Product, and Finance to negotiate and structure commercial deals, focusing on vendor and general commercial contracts. The lawyer will also support the Lending Partnerships team, working at the intersection of technology, product, and go-to-market execution. Responsibilities include drafting and negotiating agreements, understanding Upstart's products and vendor ecosystem, managing deal flow, and improving legal function processes. | — | 0 |
| Senior Mobile Software Engineer, Cash Line Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior Mobile Software Engineer role focuses on building mobile experiences for a new consumer credit product using React Native, shipping high-quality features that shape how customers discover, access, and manage credit. | — | 0 |
| Senior Customer Contact Specialist Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Customer Contact Specialist who will support applicants through the pre-origination journey, handle escalations, and act as a subject matter expert for vendor support teams. The role involves responding to inquiries via phone, email, and chat, resolving customer concerns, and identifying opportunities to improve customer experience processes. | — | 0 |
| Principal Security Engineer, Data Security Upstart is an AI lending marketplace that uses technology to expand access to credit. The Principal Security Engineer, Data Security will lead the design and execution of the company's data security program, architecting and building software solutions for data protection and governance. This role requires a strong software engineering background, experience leading security programs, and the ability to influence stakeholders. The company emphasizes its AI capabilities and its mission to reduce the cost and complexity of borrowing. | — | 0 |
| Senior Capital Markets Manager This role is for a Senior Capital Markets Manager at Upstart, an AI lending marketplace. The primary responsibility is to secure loan funding capital by managing securitization and warehouse programs, partnering with institutional investors, and executing structured transactions. The role requires deep knowledge of capital markets and structured finance, strong stakeholder management, and experience coaching junior team members. While Upstart uses AI extensively, this specific role focuses on the financial and capital markets aspects, not the direct development or application of AI models. | — | 0 |
| Senior Loan Processor, Personal Loans Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role supports the operations of core business verticals, managing workflows and tasks to ensure loan applications move smoothly and accurately through the process. The Senior Loan Processor will review applicant information, maintain system notes, and collaborate with internal teams to improve workflows and borrower experience. | — | 0 |
| Finance Manager - Corporate FP&A Upstart is seeking a Finance Manager for its Corporate FP&A team to support company-wide financial reporting consolidation, executive revenue forecasting, and partner with G&A and Tech leadership. This role focuses on improving financial visibility, strengthening forecasting rigor, and delivering actionable insights to executive leadership. Responsibilities include weekly revenue consolidation and reporting, budgeting and forecasting for G&A functions, monthly financial reviews, cross-functional collaboration, and designing financial reports and dashboards. | — | 0 |
| Senior IT Engineer Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior IT Engineer role focuses on enabling a secure, scalable, and efficient technology environment for employees, managing endpoint management, identity and access systems, and SaaS operations. The role involves owning IT initiatives, designing scalable systems, managing MDM solutions, administering identity and access management systems (Okta), and integrating core SaaS tools. The position requires experience with macOS/iOS device management (JAMF), Okta administration, and enterprise SaaS applications, with AWS experience being a plus. Familiarity with AI tools is listed as a preferred qualification. | — | 0 |