Upstart is a fintech company that uses AI to improve access to credit. The Capital Insights team is responsible for partner-facing reporting, building and maintaining APIs, data pipelines, data models, and reporting systems. This Senior Software Engineer role focuses on backend services, data pipelines, and reporting infrastructure to ensure accurate and timely data for capital partners, supporting the flow of capital through the marketplace and scaling the platform.

This role is for a Director of Treasury Risk at Upstart, an AI lending marketplace. The primary focus is on establishing and leading the independent second-line treasury risk oversight program for a national bank application. Responsibilities include setting up risk frameworks, policies, and limits for liquidity, interest rate, price, and capital management, providing independent review and challenge to the first-line Bank Treasury team, and serving as the primary point of contact for bank examiners on treasury risk topics. The role requires deep knowledge of OCC and interagency requirements and guidance on treasury risk matters within a banking environment.

Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for a Director of Enterprise Risk Management to lead and grow the Risk team's ERM function for Upstart Bank, focusing on establishing and enhancing the bank's ERM program and framework, including risk appetite, assessment processes, risk metrics, and governance. The role will also oversee the operational risk team and serve as a point of contact for regulators.

Upstart is an AI lending marketplace that uses AI to reshape access to credit. The Cloud Platform team builds and operates the shared cloud infrastructure for product and machine learning workloads, owning core components across Kubernetes, AWS, service mesh, identity, and developer tooling. The Senior DevOps Engineer will evolve this platform to support increasing scale and complexity, partnering with SRE, Delivery, InfoSec, and product/ML teams to improve reliability, developer experience, and cost efficiency.

This role is for a Compliance Assistant Manager at Upstart, an AI lending marketplace. The primary focus is on ensuring compliance for Home Equity Lines of Credit (HELOC) processes and requirements within a bank or bank-regulated environment. Responsibilities include advising on compliant processes, reviewing product designs, implementing controls, managing regulatory changes, reviewing marketing content, overseeing servicing compliance, running independent monitoring, and managing issue resolution. The role requires significant experience in mortgage or home equity regulatory compliance and knowledge of various consumer protection laws.

Upstart is seeking an Assistant General Counsel, Commercial to lead a team of commercial attorneys. This role will involve negotiating and drafting contracts for all third-party agreements and supporting the lending partnerships sales team. The ideal candidate will have extensive experience in commercial transactions, team management, and contract law, with a strong preference for banking and fintech legal experience.

Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Software Engineer on the Event Bus, Experimentation, and gRPC team, which builds frameworks and tooling for event-driven architectures, feature rollouts, and inter-service communication. The role involves designing and implementing cross-cutting solutions, establishing best practices, and mentoring junior engineers. The company emphasizes ease of use, performance, data quality, observability, and security.

Upstart is an AI lending marketplace that uses advanced AI to reduce the cost and complexity of borrowing. The Identity Platform team is responsible for creating, securing, and managing borrower and partner identity, including authentication and authorization. They are looking for a Principal Software Engineer to drive technical excellence, set the technical vision, and lead the design and development of large-scale systems from the ground up, ensuring security and ease of access.

Director of Fair Lending at Upstart, a fintech company focused on AI-driven lending. This role leads the Fair Lending program, ensuring compliance with regulations like ECOA/FHA, and partners with Legal, Product, and ML teams. Responsibilities include owning the risk assessment framework, developing mitigation strategies, and communicating with senior leadership and regulators. Requires extensive experience in fair lending and consumer protection within financial services, with a strong understanding of relevant laws and experience managing compliance programs. Familiarity with predictive modeling and partnering with technical teams is preferred.

This role is for a Lead Legal Commercial Counsel, Lending Partnerships at Upstart, an AI lending marketplace. The role involves providing legal and strategic advice, drafting and negotiating commercial agreements, and developing processes for commercial transactions. The company uses AI to reshape access to credit and its platform makes over a million predictions per borrower.

Upstart is an AI lending marketplace that uses advanced AI and machine learning to reshape access to credit. The Site Reliability Engineering (SRE) team owns the reliability, resiliency, and observability of Upstart's production systems, building tooling and automation to monitor health, improve incident response, and automate toil. This role focuses on Site Reliability Tooling, impacting the SRE team and all of Upstart by shaping the future path of SRE at Upstart.

Upstart is seeking an Assistant General Counsel, Capital Markets Legal to partner with the capital markets team to structure securitization transactions, draft and negotiate transactional documents, and manage a team of attorneys. This role involves influencing internal and external stakeholders and creating internal legal education. The ideal candidate has a JD, 12 years of experience in structured finance or debt finance, and prior experience managing a legal team.

Upstart is seeking a Commercial Lawyer to join their legal team. This role will partner with business units like Sales, Procurement, Product, and Finance to negotiate and structure commercial deals, focusing on vendor and general commercial contracts. The lawyer will also support the Lending Partnerships team, working at the intersection of technology, product, and go-to-market execution. Responsibilities include drafting and negotiating agreements, understanding Upstart's products and vendor ecosystem, managing deal flow, and improving legal function processes.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior Mobile Software Engineer role focuses on building mobile experiences for a new consumer credit product using React Native, shipping high-quality features that shape how customers discover, access, and manage credit.

Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Customer Contact Specialist who will support applicants through the pre-origination journey, handle escalations, and act as a subject matter expert for vendor support teams. The role involves responding to inquiries via phone, email, and chat, resolving customer concerns, and identifying opportunities to improve customer experience processes.

Upstart is an AI lending marketplace that uses technology to expand access to credit. The Principal Security Engineer, Data Security will lead the design and execution of the company's data security program, architecting and building software solutions for data protection and governance. This role requires a strong software engineering background, experience leading security programs, and the ability to influence stakeholders. The company emphasizes its AI capabilities and its mission to reduce the cost and complexity of borrowing.

This role is for a Senior Capital Markets Manager at Upstart, an AI lending marketplace. The primary responsibility is to secure loan funding capital by managing securitization and warehouse programs, partnering with institutional investors, and executing structured transactions. The role requires deep knowledge of capital markets and structured finance, strong stakeholder management, and experience coaching junior team members. While Upstart uses AI extensively, this specific role focuses on the financial and capital markets aspects, not the direct development or application of AI models.

Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role supports the operations of core business verticals, managing workflows and tasks to ensure loan applications move smoothly and accurately through the process. The Senior Loan Processor will review applicant information, maintain system notes, and collaborate with internal teams to improve workflows and borrower experience.

Upstart is seeking a Finance Manager for its Corporate FP&A team to support company-wide financial reporting consolidation, executive revenue forecasting, and partner with G&A and Tech leadership. This role focuses on improving financial visibility, strengthening forecasting rigor, and delivering actionable insights to executive leadership. Responsibilities include weekly revenue consolidation and reporting, budgeting and forecasting for G&A functions, monthly financial reviews, cross-functional collaboration, and designing financial reports and dashboards.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior IT Engineer role focuses on enabling a secure, scalable, and efficient technology environment for employees, managing endpoint management, identity and access systems, and SaaS operations. The role involves owning IT initiatives, designing scalable systems, managing MDM solutions, administering identity and access management systems (Okta), and integrating core SaaS tools. The position requires experience with macOS/iOS device management (JAMF), Okta administration, and enterprise SaaS applications, with AWS experience being a plus. Familiarity with AI tools is listed as a preferred qualification.