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Frequently asked questions

  • What AI roles is Chime hiring for?

    Chime currently has 7 active AI-related roles in our index. The most common open titles are: Product Manager, AI & App Experience (2), AI/ML Engineer, Data Governance Engineer, Engineering Manager, Mobile Client Foundation, Senior AI/ML Engineer. Most positions are in Engineering and Product.

  • What stage of AI development does Chime focus on?

    Chime's active AI hiring is concentrated in: application (29%), post-training (29%), evaluation (14%). These categories follow a seven-stage AI lifecycle: data, pre-training, post-training, serving infrastructure, agents, evaluation, and application.

  • Where is Chime hiring AI talent?

    Chime is hiring AI talent in: United States (7 roles).

  • What technologies does Chime's AI team work with?

    Job postings at Chime most frequently reference: model serving, recommender systems, inference infra, fine tuning, evals.

  • How many AI roles has Chime posted recently?

    In the past 30 days, Chime has posted 4 new AI-related roles.

Jobs (44)

2 AI · 64 total active
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AI/ML Engineer
AI/ML Engineer on the Trust & Safety team at Chime, focusing on building and deploying models for risk detection, member behavior understanding, and decisioning systems. The role involves end-to-end model development, including training pipelines, feature development, offline evaluation, online experiment analysis, and contributing to production workflows like tuning and inference. It emphasizes applying modern AI/ML methods such as generative AI and sequence models to financial risk challenges in a high-scale environment.
Post-trainServeEngineeringSan Francisco, CA2w ago7
Senior AI/ML Engineer
Senior AI/ML Engineer focused on Growth & Marketing AI at Chime. The role involves developing foundational transformer models for personalized experiences, recommendations, and communications using behavioral and financial data. Responsibilities include building predictive models, designing training/serving infrastructure, and contributing to ML platform capabilities. Requires expertise in sequential deep learning, end-to-end ML lifecycle, large-scale datasets, AWS, Python, SQL, PyTorch, and MLOps.
Post-trainServeEngineeringSan Francisco, CA2w ago7
Senior Security Engineer
Security Engineer role focused on building automation, tooling, and guardrails to reduce security risks and improve vulnerability management within a fintech company. The role involves working across product, application, infrastructure, and enterprise security, with an emphasis on scaling security through AI and automation.
—EngineeringSan Francisco, CA3w ago5
Insights Analyst, Dispute Experience
This role focuses on analyzing and improving AI-enabled workflows within a fintech Trust & Safety context. The analyst will partner with Product, Engineering, and Fraud Strategy teams to evaluate automated decisioning, classification models, and agent augmentation tools. Key responsibilities include analyzing model outputs, measuring the impact of automation, and supporting the design of new AI features. The role requires strong analytical skills, experience with SQL and Python/R, and a good understanding of statistics and experiment design, with a focus on improving decision accuracy and operational performance.
AgentEngineeringUnited States · Remote4w ago5
Engineering Manager, Mobile Client Foundation
Engineering Manager for Client Foundation team at Chime, focusing on shared app platform, release infrastructure, and developer tooling. The role is critical for investing in AI-driven development to increase frontend velocity. Responsibilities include leading a team, enabling AI-driven and agentic development workflows, defining frontend platform vision, and improving developer and agent experience.
AgentEngineeringSan Francisco, CA4w ago5
Software Engineer, Machine Learning Platform
Chime's Machine Learning Platform (MLP) team builds and operates the infrastructure, tooling, and developer experience that powers machine learning across the company. This role focuses on building robust foundations that allow ML teams to move quickly while maintaining reliability, governance, and cost efficiency. The engineer will design and build scalable systems that support model training, feature computation, real-time inference, and experimentation, working at the intersection of distributed systems, cloud infrastructure, and applied machine learning.
ServeEngineeringSan Francisco, CA6w ago5
Manager, Product Security
Manager, Product Security at Chime, a fintech company. This role leads a team focused on cloud, data, and AI security. Responsibilities include securing cloud infrastructure, protecting data, and enabling safe AI adoption by defining guardrails, identifying risks (prompt injection, data leakage), and embedding security into development workflows. Requires experience in security engineering, cloud/data security, team management, and securing/evaluating AI/ML systems.
—EngineeringSan Francisco, CA7w ago5
Data Governance Engineer
Data Governance Engineer responsible for building and implementing policies, tools, and automation for data quality, trust signals, scorecards, and governance. Focuses on ensuring data integrity, compliance (SOX), and enabling data consumers, with a specific emphasis on leading AI adoption for data governance workflows.
Eval GateEngineeringSan Francisco, CA8w ago5
Senior Python Core Engineer
Senior Python Core Engineer responsible for standardizing and strengthening Chime's Python ecosystem, focusing on version management, dependency practices, build performance, and internal libraries. The role aims to reduce security risks, eliminate duplicated effort, add guardrails against AI-generated code, and improve build reliability, while also identifying opportunities to leverage the Python + AI ecosystem.
—EngineeringUnited States · RemoteApr 105
Engineering Manager, Data Platform
Engineering Manager for Data Platform, leading the Data Storage team. Responsible for building and operating scalable and secure storage foundations for analytics, experimentation, and AI-driven product experiences. Partners with other teams to define storage strategies, data contracts, and SLAs. Focuses on setting vision, fostering technical excellence, and growing a high-performing team.
—EngineeringSan Francisco, CAMar 265
Lead Data Analyst, Growth Science
Lead Data Analyst, Growth Science role focused on using advanced science, including media mix modeling, experimentation, and predictive modeling, to estimate incrementality and improve performance of marketing, product, and lifecycle marketing initiatives. The role involves partnering with vendors, designing and executing experiments, and mentoring other analysts. Experience in FinTech and Marketing is preferred, with a strong emphasis on business impact and quantitative methods.
—EngineeringSan Francisco, CAMar 195
Senior Application Security Engineer
Senior Application Security Engineer with expertise in mobile application security to join the Product Security team. This role involves working with engineering teams to identify, prevent, and remediate security issues across iOS, Android, API, and backend systems. The role will also leverage AI to accelerate security workflows and partner with teams building AI-enabled features to implement AI security controls.
—EngineeringSan Francisco, CAFeb 265
Product Security Engineer
This role is for an early-career Security Engineer focused on product security within a fintech company. The engineer will contribute to security controls, review designs, respond to findings, and build automation. They will use AI tools to accelerate their work and strengthen security practices, gaining exposure to various security challenges.
—EngineeringSan Francisco, CAOct '255
Software Engineer, Infrastructure
Software Engineer, Infrastructure role on the Data Infra team at Chime, focusing on building and operating foundational platform for Data Engineering. Responsibilities include managing deployment infrastructure (Airflow, Flink), core storage technologies (DynamoDB, RDS), and infrastructure-as-code using Terraform on Kubernetes. The role emphasizes reliability, scalability, and partnership with Data Engineering.
—EngineeringUnited States · Remote2w ago0
Genesys Platform Program Lead
This role is for a Genesys Platform Program Lead responsible for the architecture, configuration, governance, and continuous improvement of the Genesys Cloud CX contact center platform during and after a major migration. It involves managing vendor relationships, leading complex initiatives, and ensuring the platform aligns with Chime's standards and long-term operating model.
—EngineeringUnited States · Remote2w ago0
Senior Data Scientist, Spending
Senior Data Scientist role focused on product analytics and experimentation within the spending domain at Chime, a fintech company. The role involves partnering with cross-functional teams to guide product development, lead experimentation, drive roadmap ideation, and foster a data-driven culture. Requires expertise in SQL, Python/R, and BI tools, with a preference for B2C product analytics and FinTech experience.
—EngineeringSan Francisco, CA2w ago0
Recruiting Coordinator
Recruiting Coordinator role at Chime, a fintech company. Focuses on candidate experience, scheduling, and managing recruiting systems. Requires 1-3 years of experience in a similar role and familiarity with recruiting software like Greenhouse and GoodTime. Nice-to-haves include comfort with AI-enabled tools and other common office software.
—EngineeringSan Francisco, CA4w ago0
Mobile Software Engineer, Lending
Mobile Software Engineer at Chime, a fintech company, focused on developing and scaling consumer-facing mobile app features and architecture using React.js and React Native. The role involves close collaboration with product teams, rigorous testing, and handling high-traffic applications.
—EngineeringSan Francisco, CA5w ago0
Engineering Manager, Save & Invest
Engineering Manager to manage and guide a technology team focused on Chime's Spending, Saving & Investing products. The role involves building, leading, and hiring a team of software engineers, ensuring technical decisions align with company priorities, and designing, developing, testing, and scaling consumer product features. The manager will work closely with Product Management and contribute to overall engineering initiatives.
—EngineeringSan Francisco, CA6w ago0
Senior Ruby Full-Stack Software Engineer, Disputes Intake
Senior Full-Stack Software Engineer to join the Disputes Intake Engineering team, focusing on building and evolving intelligent, adaptive experiences for dispute resolution. The role involves hands-on development across the stack, architectural design, and mentoring engineers, aiming to improve claim quality and efficiency.
—EngineeringChicago, IL6w ago0
Software Engineer, Deposits & Insights
Software Engineer, Deposits & Insights at Chime, a fintech company. This role focuses on building and maintaining low-latency APIs and backend services for Trust and Safety platforms, leveraging spending insights and member behavior. It involves technical design, architectural decisions, mentoring, and partnering with data engineers and product managers to ship impactful features. The role also emphasizes improving platform reliability, performance, and evolving ML integration capabilities. Experience with Ruby on Rails, transactional databases, and caching systems is required.
—EngineeringSan Francisco, CA7w ago0
Engineering Manager, Growth Engineering
Engineering Manager for Growth Engineering team at Chime, focusing on late-stage member experience to drive financial progress. This role involves leading and developing a team, partnering cross-functionally, driving experimentation, and contributing to technical direction for a consumer fintech product.
—EngineeringSan Francisco, CA8w ago0
Senior Software Engineer, Data Engineering
Senior Data Engineer at Chime (fintech) responsible for building, scaling, and optimizing ETL pipelines, designing data schemas, and developing scalable data architecture. The role involves ownership of data quality, governance, and security, and collaboration with Data Science, Analytics, and DevOps teams. Requires strong SQL, Spark, AWS Glue, EMR, Airflow, and Python skills, with experience in MPP databases.
—EngineeringSan Francisco, CAApr 230
IT Support Technician II (On-site)
This role is for an IT Support Technician II at Chime, a fintech company. The primary responsibilities include resolving moderate-complexity IT tickets, managing daily workloads, providing end-user support, and maintaining IT infrastructure and policies. The role requires proficiency in device management, account administration, and SaaS troubleshooting, with a focus on ownership, quality, and efficiency. It is an on-site position in New York, NY.
—EngineeringNew York, NYApr 220
Physical Security Lead
Physical Security Lead role at Chime, a fintech company, focusing on safeguarding people, spaces, and operations. Responsibilities include managing guard operations, access control, surveillance systems, leading incident response, identifying security gaps, and improving processes. Requires experience in physical security, military, or law enforcement, team leadership, and familiarity with security systems.
—EngineeringSan Francisco, CAApr 220
Senior Software Engineer, Data Platform
Senior Software Engineer for Chime's Data Platform team, responsible for building and operating core infrastructure for data ingestion, transformation, quality, and governance. The role involves owning platform systems at scale, designing frameworks for other teams, and setting technical standards for data movement. Key responsibilities include designing ETL/ELT frameworks, driving the technical roadmap, partnering with various teams, architecting data governance components, and ensuring platform reliability in a regulated fintech environment.
—EngineeringSan Francisco, CAApr 200
Software Engineer, MyPay
Software Engineer for Chime's MyPay product, focusing on designing and building backend services for real-time money movement, underwriting, and financial transactions. The role involves collaborating with cross-functional teams to drive experiments, make data-driven decisions, and scale high-impact solutions in a fast-growing fintech product.
—EngineeringSan Francisco, CAApr 150
Software Engineer, Credit Line
Backend engineer to build and operate services for Chime's SpotMe feature, which provides members with liquidity. The role involves designing, developing, testing, and scaling backend APIs and services, collaborating with cross-functional teams, and improving system reliability and scalability. Requires experience with Ruby on Rails, transactional databases, and large-scale web applications.
—EngineeringSan Francisco, CAApr 90
Software Engineer, Instant Loans
Software Engineer, Instant Loans at Chime. This role focuses on building and scaling backend services for consumer loan products, aiming to expand financial access. Responsibilities include designing, developing, testing, and scaling backend implementations, working on member-facing mobile app features, and collaborating with cross-functional teams. Requires 3+ years of software development experience, familiarity with Ruby on Rails, API design, transactional databases, and a product mindset. Fintech experience is a plus. The role involves on-call rotation.
—EngineeringSan Francisco, CAApr 90
Senior Full-Stack Engineer, App Journey (GraphQL)
Senior Full-Stack Engineer to join the App Journey team, focusing on core member experiences and financial management tools. The role involves full-stack development (React Native, Ruby on Rails, GraphQL), partnering with cross-functional teams, and contributing to platform improvements. Experience with server-driven UI and GraphQL is a plus.
—EngineeringSan Francisco, CAApr 70
Data Analyst, Financial Crimes & Identity
This role focuses on analyzing and monitoring financial crimes and identity risk metrics, leveraging data to inform strategy improvements, and partnering with cross-functional teams to implement and scale decisioning logic and controls. It involves building dashboards and monitoring frameworks, and supporting model development by collaborating with Data Science and Machine Learning teams.
—EngineeringSan Francisco, CAApr 70
Software Engineer, Credit Risk Platform
Software Engineer role focused on building backend services and internal tools for a Credit Risk Platform within a fintech company. The role involves developing reusable platform primitives for new credit products, integrating third-party data, and ensuring systems are reliable, observable, and auditable. Collaboration with Credit Risk, Product, Analytics, and Data Science teams is key.
—EngineeringSan Francisco, CAApr 60
Senior Frontend Engineer, Design Systems
Senior Frontend Engineer focused on Design Systems at a fintech company. Responsibilities include technical leadership, implementing best practices, collaborating with cross-functional teams, and mentoring. Requires 6+ years of experience with React, React Native, and Typescript, and experience working across the stack.
—EngineeringSan Francisco, CAMar 260
Senior Processor Implementation Manager
Senior individual contributor role focused on the implementation, validation, and operational readiness of payment processors, funds flows, and platform changes within a fintech company. Requires deep system knowledge, operational judgment, and data expertise to partner with Engineering, Accounting, Finance, and Bank Operations teams. Success is defined by high-quality implementations, faster issue resolution, and strong cross-functional trust.
—EngineeringSan Francisco, CAMar 260
Full-Stack Engineer, Multiplayer
Full-Stack Engineer to build new member experiences within Chime's Spending, Savings & Investing organization, focusing on Multiplayer projects like Joint & Teen accounts and next-generation banking infrastructure. The role involves end-to-end feature ownership, collaboration with cross-functional teams, and shipping scalable, reliable features for millions of members.
—EngineeringSan Francisco, CAMar 200
Senior Data Analyst, Authentication Risk
Senior Data Analyst role focused on authentication risk, fraud prevention, and abuse detection within a fintech company. Responsibilities include analyzing risk signals, partnering with cross-functional teams on strategy, building dashboards, and supporting ad-hoc investigations. Requires strong SQL, experience in fraud/risk, and understanding of authentication mechanisms.
—EngineeringChicago, ILMar 180
Senior Technical Recruiter
Senior Technical Recruiter role at Chime, a fintech company. The role involves full-cycle recruiting for technical positions, focusing on sourcing, candidate experience, and process efficiency. It also requires partnering with engineering leaders and hiring teams. The role mentions experimenting with AI-enabled recruiting technology and AI recruiting tools.
—EngineeringSan Francisco, CAMar 170
Accountant
Seeking a Staff Accountant to support the Accounting function at Chime, focusing on the month-end close process, improving efficiency, and supporting major accounting projects. The role involves preparing journal entries, reconciliations, flux analysis, documenting policies, and collaborating with cross-functional teams.
—EngineeringSan Francisco, CAMar 50
Senior Software Engineer (Chicago)
Senior Software Engineer at Chime, a fintech company, focusing on evolving risk architecture and Trust & Safety platforms. The role involves technical leadership, system architecture, API development, and ensuring platform reliability and performance. It also includes partnering with data engineers and product managers to enhance member protection and experience, and evolving ML integration capabilities. The role requires participation in on-call rotations.
—EngineeringChicago, ILFeb 40
Senior Software Engineer, Secure Cards
Chime's Secured Card team is hiring an engineer to help scale and evolve Chime Card—our flagship product that helps members safely build credit without debt. In this role, you’ll dive into high-impact projects across our service architecture, collaborating with product, risk, and design partners to deliver resilient, secure systems. While your focus will be backend, we're looking for someone who’s excited to roll up their sleeves and contribute wherever it’s needed most to move the team forward.
—EngineeringSan Francisco, CADec '250
Senior Data Analyst, Spending
This role focuses on analyzing spending data to improve member banking experience products, guiding product roadmaps, and understanding member behavior through experimentation and data modeling. It involves partnering with product, engineering, and marketing teams to foster a data-driven culture and drive product development.
—EngineeringSan Francisco, CADec '250
Software Engineer, Financial Platform
Software Engineer to build a new financial platform that is highly reliable, scalable, and serves as the backbone for Chime. The role focuses on ensuring the platform is fast, available, secure, resilient, and auditable, powering critical financial activities for millions of users.
—EngineeringSan Francisco, CANov '250
Senior Full-Stack Engineer, Multiplayer
Senior Full-Stack Engineer to build new member experiences within Chime's Spending, Savings & Investing organization, focusing on Multiplayer projects like Joint & Teen accounts and next-generation banking infrastructure. The role involves end-to-end development, leading multi-engineer efforts, and collaborating cross-functionally to ship scalable, reliable features for millions of members.
—EngineeringSan Francisco, CAAug '250
Senior Offensive Security Engineer
Senior Offensive Security Engineer to build and lead the Offensive Security program, attacking Chime's services, applications, and infrastructure to discover and report security issues. Responsibilities include managing red team exercises, researching attack vectors, developing custom payloads and exploits, and collaborating with detection engineers.
—EngineeringSan Francisco, CAAug '250