SoFi

Staff AI Engineer at SoFi, focused on designing, developing, and scaling agentic AI systems for risk management and internal workflows. This role involves architecting multi-step reasoning systems, designing user experience layers, context engineering, productionizing AI services, and building observability and evaluation frameworks. Requires strong backend engineering, LLM experience, and system design skills in a financial services context.

Director of AI Platforms responsible for building and leading a team that provides AI-enabling platform services, automation, and SDLC agents for SoFi. The role focuses on creating a shared foundation for teams to build, deploy, and operate AI capabilities through self-service workflows, standardized tooling, and clear operational contracts, while ensuring compliance with regulatory and governance requirements. Key responsibilities include defining the platform strategy and roadmap, driving adoption, managing vendor relationships, implementing governance and observability, and leading engineering teams.

This role is for an AI Solutions & Delivery Manager in the Business Controls Group at SoFi, a financial services company. The manager will lead the application of AI, including Generative AI and Agentic AI, to risk and control operations. Responsibilities include defining AI strategy, designing, developing, and deploying AI-powered solutions (like LLM agents and automated analysis), managing the AI product lifecycle, stakeholder engagement, and ensuring governance, risk, and compliance within a regulated environment. The role requires technical leadership in evaluating and integrating AI tools and platforms, with a focus on improving control testing, reporting, and overall process efficiency.

Staff Marketing Data Scientist at SoFi, focused on building and scaling machine learning models for marketing and growth across financial products. The role involves developing predictive models for acquisition, conversion, retention, and LTV using behavioral, transactional, and credit data, with a strong emphasis on production implementation, monitoring, and regulatory compliance. The role also involves building feature stores and experimentation frameworks.

Seeking an experienced AI Automation Lead to architect and deliver a multi-agent AI strategy, moving beyond simple chatbots to autonomous, stateful workflows. This full-stack role involves designing and implementing agentic workflows, building human-in-the-loop systems, integrating Snowflake Cortex, developing complex UIs with React, building scalable Python backend services, orchestrating workflows with Airflow, and managing data pipelines with Snowflake and dbt. The lead will also own infrastructure as code, CI/CD, and optimize LLM usage, while providing technical leadership, code reviews, and mentorship.

Principal Software Engineer at SoFi to lead the technical and architectural evolution of Member Growth platforms, focusing on architecting agentic and AI-driven systems for member acquisition and engagement in a regulated financial environment. The role involves defining evaluation strategies, ensuring quality, safety, and compliance of AI workflows, and driving the next generation of campaign automation and communication platforms.

Senior Manager of Data Science at SoFi, a fintech company, responsible for leading a team of Data Scientists to support various business units. The role involves identifying and prioritizing data science initiatives, setting high standards for quality and delivery, recruiting and mentoring talent, and collaborating with cross-functional teams to provide data-driven solutions and identify business opportunities. Requires experience in data pipelines, SQL, Python, ML algorithms, and deploying ML models at scale.

SoFi is seeking a Staff Data Scientist to lead the evolution of their Home Loan and Home Equity risk frameworks. This role involves designing and implementing ML models for credit underwriting, debt-to-income validation, and automated appraisal reviews. The candidate will provide technical oversight for externally developed models, present insights to leadership, collaborate with governance teams on regulatory compliance, and partner with Product and Engineering for model operationalization, deployment, and monitoring. The role also requires continuous exploration of ML frameworks to build proprietary mortgage risk tools.

Data Scientist at SoFi focused on developing and improving machine learning and statistical models for credit risk and operational areas. This role involves collaborating with various teams, leveraging data sources, and ensuring model rigor and monitoring.

Senior Manager, Data Science for Portfolio Management and Loss Mitigation at SoFi. This role leads the development, deployment, and governance of portfolio management and loss mitigation models for credit products. The candidate will transition the team to next-generation machine learning platforms, leverage emerging data sources, and ensure adherence to Model Risk Management (MRM) standards in a regulated financial environment. Requires expertise in advanced ML techniques, Python, SQL, and regulatory knowledge (SR 11-7).

This role leads the Modeling & AI Enablement function within Marketing Data Science, focusing on building AI-driven competitive advantage and accelerating enterprise AI adoption. It involves defining strategy, developing AI-powered tools and platforms, guiding model development, ensuring responsible AI practices, and leading a team of data scientists. The role partners with Engineering, Marketing Technology, Risk, and Governance stakeholders.

Seeking an experienced engineering leader to define the architecture and technical strategy for a customer-facing AI agent for financial guidance, leading its implementation and ensuring quality, reliability, observability, safety, and compliance in a regulated environment. Requires 10+ years of software engineering experience, including 2+ years building AI Agents for millions of users, with strong expertise in system architecture, platform design, and cross-org technical strategy.

Senior Data Scientist at SoFi focused on Anti-Money Laundering (AML) compliance. The role involves developing, optimizing, and validating AML models using machine learning and statistical methods, ensuring compliance with regulatory requirements, and contributing to AML data infrastructure and governance. This includes working with customer screening, transaction monitoring, and risk rating models across various product lines.

SoFi is seeking a Senior Data Scientist/Machine Learning Model Developer to join their Fraud Model Development Team. This role will own the end-to-end development, validation, deployment, and performance management of fraud models across various SoFi products. The goal is to reduce fraud loss and false positives, influencing fraud strategy and ensuring sustained business impact. Requires expertise in Python, SQL, statistical modeling, and machine learning techniques, with experience in production ML and managing model risk.

Senior Full Stack Engineer at SoFi to develop, deploy, and optimize enterprise-grade, full-stack custom applications. This role involves architecting and building user-facing software, managing deployment pipelines, collaborating with AI engineers on multi-agentic AI applications, and automating data flows. The position requires expertise in full-stack frameworks, DevOps, Snowflake (including Cortex), and Airflow, with a focus on delivering scalable, highly available cloud-based services.

Staff Software Engineer, AI role at SoFi focused on bringing AI/ML to Member Growth through advanced personalization and AI-driven solutions. This role involves leading the development of internal frameworks, tools, and applications for marketing, communications, and measurement systems, supporting members' financial journeys. The engineer will be involved in the entire product lifecycle, from ideation to deployment, and will mentor other engineers.

Senior Staff Software Engineer to join Builder Tools engineering to lead the direction and architecture of AI-powered software testing experience, and elevate product reliability through testing infrastructure innovations and practices. This role involves technical leadership in AI powered agentic testing (autonomous test generation, execution, failure remediation), and foundational test infrastructure.

Senior Staff Software Engineer to join Builder Tools engineering to enable SoFi engineers to solve problems using AI-powered SDLC, elevating developer experience through AI enabled workflows, tooling, and practices. Role involves technical leadership, innovation, mentorship, and influencing adoption of AI powered SDLC tooling.

Staff Full Stack Engineer at SoFi, focusing on architectural leadership for enterprise-scale, full-stack ecosystems with a strong emphasis on integrating AI and agentic systems. The role involves designing and deploying complex applications, orchestrating AI-native database functions, implementing multi-agentic workflows for business challenges, and leading the translation of product requirements into technical specifications. Requires 8+ years of experience, proficiency in React/Node.js, data/AI infrastructure (Snowflake preferred), pipeline orchestration (Airflow), and DevOps (GitOps, ArgoCD, GitLab CI/CD).

Principal Software Engineer to lead the technical strategy and architecture of an internal developer platform in an AI-first SDLC, enabling engineers with AI-enabled development practices and tooling. Focus on technical leadership, strategic partnership, innovation, and operational excellence in AI tools, infrastructure, and agent frameworks.

Senior Software Engineer role focused on Engineering Enablement (Builder Tools) at SoFi, a fintech company. The role involves designing, developing, and scaling developer productivity tooling, including CI/CD platforms and AI-assisted developer productivity flows. Requires experience in cloud environments, containers, build systems, and AI tools for developers.

Senior Data Scientist at SoFi focused on credit strategy for lending products. Responsibilities include analyzing data, developing credit risk models and strategies, collaborating with cross-functional teams, and managing the data ecosystem. Requires expertise in consumer lending, credit strategy, analytical modeling, programming (SQL, Python, Excel), data analysis, machine learning, and fintech risk domain knowledge.

Senior Manager, Data Engineering at SoFi, a fintech company. This role is a hands-on leadership position (50% individual contributor, 50% people manager) focused on owning and managing data models, pipelines, and infrastructure for risk and AI applications. The role requires deep experience in US banking and financial risk data, including domains like lending, credit, fraud, AML, and compliance. Key responsibilities include designing and maintaining data models, architecting data pipelines using tools like dbt, Airflow, Snowflake, and Terraform, leading data and AI projects, managing a team of data engineers, and driving data quality and governance aligned with regulatory expectations. The role also involves hands-on coding and leading by example. Experience with RAG pipeline data management and evaluation dataset curation is mentioned. The role requires strong leadership, technical expertise in Snowflake, dbt, Python, Airflow, MongoDB, and Terraform, and a deep understanding of banking regulations.

This role is for a Senior Business Operations Analyst at SoFi, focusing on operational strategy and data storytelling within the Global Business Operations team. The analyst will act as a 'Chief of Staff' for the Global Operations EVP, supporting financial communications, executive storytelling, and governance tracking. Key responsibilities include managing project data, translating data into insights, facilitating centralized intake, driving change management rigor, monitoring capacity and risks, maintaining portfolio visibility, and innovating with AI-driven solutions to automate governance tasks. The role requires advanced proficiency in tools like Google, Smartsheet, AirTable, and Jira, strong analytical and presentation skills, and an interest in AI and automation for operational improvements. The role is described as a 'builder' role involved in SoFi's initial exploration of AI-governed operations.

Project Manager for a website redesign at a fintech company, involving AI integrations and cross-functional team coordination.

Seeking a Senior Software Engineer to join the Coach engineering team at SoFi. This role will develop an intelligent, conversational AI-powered chat interface to support members' financial journeys, streamline support queries, and provide personalized financial insights. The engineer will be involved in the entire product lifecycle, from ideation through building, deploying, and continual improvement.

Senior Data Scientist at SoFi's Borrow team focused on driving growth in Lending businesses by transforming data into insights. The role involves acting as a strategic partner, analytical storyteller, and leading cross-functional initiatives. Key responsibilities include driving proactive insights, championing AI productivity by implementing AI tools for data engineering and analysis, translating complex data into business narratives, optimizing product decisions, building scalable reporting pipelines, ensuring KPI consistency, and mentoring peers. Requires strong SQL, Python, dbt, Airflow, and data visualization skills, with experience in finance or tech.

Principal Engineer leading the Digital Identity platform at SoFi, focusing on identity, authorization, and entitlements. The role involves defining technical strategy, architecting complex solutions for multi-person access and cross-organizational convergence, ensuring operational excellence and data integrity for Tier-0 infrastructure. The role also emphasizes building engineering culture and identifying strategic technical investments, including leveraging AI to accelerate development and experimentation.

Director of Cyber Threat Intelligence at SoFi, leading the development and execution of a financial institution's cyber threat intelligence program. This role involves managing teams, deploying and maintaining a threat intelligence platform, ingesting and aggregating threat data, monitoring the threat landscape, and integrating AI/ML capabilities into cybersecurity workflows.

Software Engineering Manager for the Digital Identity — Access & Rights team at SoFi. This role involves leading and growing a senior team responsible for Entitlements and Authorization platforms, which are critical Tier-0 services. The manager will drive technical strategy, ensure operational excellence, and collaborate across departments. The role emphasizes hands-on technical depth, coaching engineers, and utilizing modern AI tooling for productivity.

SoFi is seeking an experienced Enterprise Architect to lead and mature their Enterprise Architecture practice. This role involves strategic planning, defining architecture standards and governance, and collaborating with stakeholders to align technology investments with business strategy. The architect will assess emerging technologies, including AI, and architect infrastructure for enterprise AI initiatives.

Senior Staff Data Engineer to lead the technical direction and architecture of SoFi's next-gen AI-powered Data Platform, focusing on data reliability through AI-enabled workflows and tooling. Responsibilities include architectural excellence, platform innovation, system optimization, and governance in a highly regulated fintech environment.

Staff Data Scientist at SoFi focused on subscription engagement and member value. Responsibilities include designing data pipelines, developing ML models, owning product analytics, evaluating analysis results, and communicating findings. Requires expertise in SQL, Python, visualization tools, DBT, Airflow, Snowflake, and production ML model deployment. Experience with LLMs for analytical tools and subscription economics is also required.

Manager role focused on developing and implementing AI and data analytics solutions to enhance the efficiency and effectiveness of the SOX (Sarbanes-Oxley) program at a financial services company. This includes automating risk assessments, testing, fraud detection, and control monitoring, as well as establishing program frameworks, policies, and standards for AI and automation within the internal control environment.

SoFi is seeking a Senior Staff Data Scientist to support growth in their Home Loans business by improving data execution. The role involves building ML models, creating robust reporting, identifying growth opportunities, and leveraging data analysis and statistical modeling to influence product strategy and revenue growth. The ideal candidate will have a strong technical foundation in SQL, Python/R, Tableau, statistics, A/B testing, and causal inference, with experience in deploying ML models at scale.

Manager for a Data Science team supporting Lending businesses, focusing on improving data execution, leading a team, and collaborating cross-functionally to deliver data-driven solutions and AI/ML models.

Software Engineer role at SoFi focused on building and maintaining backend services for financial products like client onboarding, account setup, and payment configuration. Requires experience with JVM languages (Kotlin/Java), Spring Boot, and distributed systems concepts. Familiarity with cloud platforms and containerization is a plus.

SoFi is seeking Senior Software Engineers to lead the development of key advancements to their financial services platform. The Data Trust organization focuses on building platform services and governance initiatives, including the Unified Data Catalog, metadata management, lineage, data quality, regulatory compliance, and self-service tools for data owners and engineers. The role involves full product lifecycle engagement, building backend services for a metadata architecture, and translating business requirements into technical solutions.

Senior Staff Software Engineer at SoFi to build innovative crypto products and services. Responsibilities include writing production-grade backend code, architecting systems, debugging, and collaborating across teams. Requires 10+ years of programming experience, expertise in Java/Kotlin/Spring/PostgreSQL/AWS, and understanding of blockchain fundamentals and digital assets.

This role focuses on ensuring compliance with state and federal laws and regulations within SoFi's Operations divisions. The Quality Assurance Analyst will manage the QAT process, develop QAT strategies, identify and escalate issues, and create detailed reports on product and process performance. The role requires experience in the financial industry and a strong understanding of banking products, compliance, and risk mitigation.

Staff Software Engineer role focused on designing and implementing backend services for a next-generation Lending Platform within a financial services company. Requires technical leadership, full product lifecycle engagement, and collaboration with various teams. Proficient in Java/Kotlin, public cloud, Kafka, Docker, Kubernetes, Spring Boot, databases, and distributed systems.

This role is for a Senior Security Compliance Manager at SoFi, a financial services company. The primary focus is on monitoring and governing security controls in a cloud environment (AWS) for their core banking platform, ensuring compliance with regulatory and industry standards. Responsibilities include managing audits (SOC2, PCI DSS, SOX ITGC, GLBA), acting as a liaison with external auditors and regulators, assessing security compliance risks, and translating technical controls into audit-ready evidence. The role requires experience with security GRC initiatives, banking regulations, cloud environments, and specifically mentions AI governance and risk assessments using frameworks like NIST AI RMF. While AI governance is mentioned, the core function is security compliance and risk management within a regulated financial environment, not the direct building or research of AI models.

Senior Mobile Engineer at SoFi, a financial services company, focusing on the SoFi Invest platform. The role involves implementing functionality, architecting systems, and collaborating across Product, Design, and Engineering to build interfaces for millions of users investing in automated trading strategies. The position requires strong mobile programming experience, preferably with Flutter, and familiarity with Agile development in a microservices environment.

Cybersecurity Architect role at SoFi, a financial services company. Responsibilities include integrating security tools into the development lifecycle, designing security solutions, automating security processes, advising on secure architecture, performing threat modeling, conducting security assessments, and contributing to security policies. Requires experience with penetration testing, vulnerability assessment, secure code review, and various programming/web technologies.

Software Engineer, Cloud Platform role at SoFi, focusing on building and optimizing cloud infrastructure on AWS using infrastructure-as-code. Responsibilities include owning technical solutions, participating in code reviews, designing platform components for orchestration, compute, storage, networking, and authentication, and ensuring system performance and scalability. Requires a Master's degree and 2 years of experience with specific skills in Java, Kotlin, Microservices, Spring Boot, AWS, Scala, Airflow, Zookeeper, Flutter, GCP, Terraform, Python, and Kubernetes.

This role is a Senior Risk Analyst focused on Credit Risk Oversight (2LOD) within a financial institution. The primary responsibilities include conducting credit, behavioral, and financial analytics, performing predictive modeling to assess risks, monitoring operational performance, and evaluating credit policies. The role requires strong analytical skills, experience with data analysis tools like SQL, Python, R, or SAS, and a solid understanding of lending regulations. It is not directly involved in building or researching AI/ML models but uses analytical techniques and potentially AI tools for risk assessment.

This role is for a Senior Manager in Credit Risk Oversight (2LOD) at SoFi, a financial services company. The incumbent will develop and mature credit risk management capabilities, conduct credit/behavioral/financial analytics, and perform predictive modeling to assess risks and opportunities for lending products. The role involves analyzing consumer credit portfolios, evaluating environmental impacts on credit performance, and researching trends to identify emerging risks. Responsibilities include providing analytical support, generating insights, monitoring performance metrics, reviewing KPIs/KRIs, and creating data visualizations.

Software Engineer role at SoFi focused on developing and improving loan origination platform features. This involves full product lifecycle engagement, from concept to deployment, ensuring code quality, and delivering scalable services in coordination with various internal teams.

Senior Staff Software Engineer role at SoFi Invest, focusing on the architecture, design, and development of investment platform systems including robo-advisor and online brokerage products. The role involves leading best practices, mentoring engineers, and contributing to the entire product lifecycle from ideation to deployment and evolution. Requires expertise in modern back-end frameworks, scalable distributed systems, and CI/CD pipelines.

This role manages enterprise Third Party Risk Management (TPRM) platforms and supporting tools, focusing on system administration, workflow refinement, data analytics, and deriving risk intelligence. It involves leading process design and optimization, including the application of AI where appropriate, to enhance TPRM capabilities. The role requires experience in TPRM or GRC platforms, data structures, SQL, and familiarity with financial services regulations.