Principal Engineer for Upstart's GenAI Core Platform team, responsible for technical leadership, roadmap definition, architecture, and adoption strategy for a new GenAI platform. The role focuses on enabling safe, efficient, and responsible LLM use across the company, identifying and solving systemic technical risks, and establishing operational standards for GenAI integrations. This includes building scalable systems for model inference, orchestration, compliance, and accelerating engineer productivity.

Staff+ Machine Learning Engineer at Upstart, focusing on building the foundational technology for ML platform. This role involves creating scalable tools and systems to accelerate model development, including a unified embeddings platform, streamlined feature engineering, automated continuous learning, and scaled training pipelines. The goal is to improve predictive accuracy and multiply the effectiveness of ML teams.

Senior Software Engineer role focused on personalization and ML within Upstart's Servicing Engineering team. The role involves embedding ML models into product and operational workflows, advancing the experimentation platform, improving strategy performance evaluation, and scaling model-driven decisioning through feature pipelines and data integrations. The goal is to personalize borrower experiences and improve servicing decisions using AI.

Senior Software Engineer role at Upstart focused on building backend systems for a new AI-driven revolving credit product. The role involves designing and delivering production-grade services for underwriting, pricing, and servicing, with a strong emphasis on integrating AI decisioning into real-time user flows and applying generative AI to customer-facing features and internal tooling. Requires experience with distributed systems, object-oriented programming, and fluency with generative AI systems in production.

Principal Software Engineer to build and operate an MLOps platform for ML model inference, process automation, model deployment, and observability, as well as a marketplace simulation platform for ML and Finance teams at Upstart, a leading AI lending marketplace.

Upstart is seeking an Infrastructure Security Engineer to secure its cloud, compute, platform, and deployment layers. The role involves designing and implementing security controls, partnering with engineering teams, building automation for infrastructure security, and responding to production security issues. A key responsibility includes assessing and improving security controls for AI-assisted developer workflows and GenAI-enabled systems.

Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Software Engineer on the Upstart Bank team, which focuses on simplifying regulatory infrastructure and expanding credit access. The engineer will design and build scalable systems for the bank's operations, including funding, payments, reporting, and integrations, in a regulated environment.

Upstart is a fintech company that uses AI to improve credit access. This role is for a Senior Manager, Risk Analytics, focusing on building and owning the Risk team's data and analytics program, including KRIs and quantitative risk reporting infrastructure. The role involves designing risk data models, establishing KRIs, implementing monitoring and reporting, and supporting risk assessments and regulatory requests within a regulated banking environment.

Senior Software Engineer on the Core Pricing team at Upstart, focusing on evolving systems that power loan pricing. The role involves designing and implementing scalable, low-latency services that convert ML underwriting outputs into risk and profitability measures, and driving architectural improvements for the pricing platform. This is an engineering role that leverages AI outputs but does not build the core AI models themselves.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. The Delivery team enables engineers to build, test, and ship software safely through a reliable, secure, and auditable delivery system. This Senior Engineering Manager role focuses on improving the reliability, speed, and usability of Upstart’s software delivery platform, driving high-impact improvements to developer workflows and reducing friction in the path to production.

Upstart is a fintech company that uses AI to improve access to credit. This Principal Technical Program Manager role focuses on driving execution of critical engineering initiatives, improving engineering velocity, strengthening operational excellence, and increasing Upstart's ML advantage. The role requires managing complex technical programs from concept to launch, working with distributed systems, and influencing stakeholders.

Director of Engineering for Upstart Bank, focusing on building and leading the engineering organization responsible for core banking platforms. This role involves defining technical strategy, organizational design, and execution for systems like ledgering, funding, deposits, payments, marketplace integrations, and reporting, ensuring scalability, reliability, and auditability in a regulated environment.

Senior Data Platform Engineer responsible for designing and building scalable data platform infrastructure, including distributed systems for data discovery, metadata management, and data access. The role involves developing self-serve tooling, improving data reliability and observability, and partnering with ML engineers and analysts. A key aspect is contributing to platform evolution in areas like metadata services, natural language data access, and AI-enabled data interactions.

Senior Software Engineer on the Borrower Experience team at Upstart, focusing on building and evolving borrower-facing servicing experiences across web, mobile, and AI-powered channels. The role involves designing and developing scalable solutions to reduce borrower friction, improve payment success, and enable self-serve paths, with an emphasis on integrating AI-powered surfaces and potentially LLM/agentic systems.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior Security Engineer role focuses on identifying and mitigating risk, building security controls, and developing software solutions to proactively solve security problems within the organization. The role involves architecting and building software, mentoring engineers, improving systems by learning from signals, and serving as a technical authority during incidents.

Upstart is seeking a Senior Engineering Manager for their ASPL team, which focuses on auto-secured lending products. The role involves leading a team to increase eligibility, improve conversion, and build new product capabilities. Responsibilities include setting execution priorities, developing engineers, partnering with cross-functional stakeholders, and using data to drive improvements. The company heavily utilizes AI and advanced AI in its lending marketplace.

Senior Engineering Manager for Upstart's Distribution Platform team, focusing on developing and scaling marketing outreach solutions. The role involves defining engineering roadmaps, leading a team, leveraging data for growth strategies, and building direct mail and digital infrastructure. While the company heavily utilizes AI, this specific role is focused on the engineering management and platform aspects of marketing distribution channels, rather than direct AI/ML model development.

Lead and scale Upstart’s Mobile Platform organization, shaping and driving the overall mobile platform strategy. This role is responsible for building shared platform capabilities, accelerating mobile development, expanding reach, and maximizing customer lifetime value through a robust native iOS application. Collaborates closely with Product Management, Legal & Compliance, UX/UI Design, Data Analytics, and Loan Product teams.

Senior Engineering Manager for Upstart's Offer Delivery Team, focused on driving user growth and engagement through intelligent targeting, personalized offer generation, and scaling infrastructure. This role involves defining roadmaps, leading engineering teams, leveraging data for optimization, and creating a best-in-class offer generation system.

Upstart is seeking a Principal Site Reliability Engineer to own the reliability, resiliency, and observability of their production systems. This role involves building automation, tooling, and frameworks to ensure infrastructure health and scalability, defining technology operations risk strategy, and implementing disaster recovery planning. The Principal Engineer will act as a thought leader, driving adoption of SRE best practices, mentoring engineers, and influencing technical and business decisions. They will collaborate with various teams including Product Engineering, DevEx, Data Engineering, and Machine Learning to enhance operational excellence. Key responsibilities include leading SRE principle adoption, shaping reliability strategies, championing observability tools, building self-healing systems, improving incident response for ML systems, and driving cross-functional initiatives.

Principal Software Engineer for Upstart's new Cash Line revolving credit product. This role involves designing and building core backend systems for underwriting, pricing, and servicing, with a strong emphasis on integrating AI and generative AI capabilities into both the product and internal workflows. The engineer will work in a greenfield environment, collaborating with product, ML, and other stakeholders to deliver a category-defining credit experience.

This role focuses on application security engineering within a fintech company that utilizes AI. The Principal Application Security Engineer will define and drive the application security strategy, conduct security architecture reviews, lead threat modeling for various systems including ML/AI pipelines, and design security guardrails across the SDLC. The role requires strong leadership and collaboration skills to influence secure system development and reduce systemic risk.

This role is for a Principal Credit Analytics at Upstart, a fintech company focused on AI-driven lending. The role involves leading credit forecasting, valuation, and risk capital analytics to inform portfolio strategy and funding decisions. It requires strong analytical and technical skills, experience in credit risk within fintech, and collaboration with ML, Finance, and Product teams. The primary focus is on analytics and insights that support the company's AI-powered credit platform, rather than direct AI/ML model building.

Senior Engineering Manager for Upstart's Marketplace Optimization team, responsible for leading engineering squads to build and scale production systems that optimize market-level outcomes. This role involves defining technical roadmaps, managing and mentoring engineers, driving technical excellence in scalable services and data pipelines, and ensuring operational reliability in a regulated fintech environment. The focus is on translating business goals and ML signals into reliable, performant, and safe production services that directly impact borrower outcomes and capital performance.

Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This Principal Software Engineer role on the Capital Marketplace team will focus on defining the technical roadmap, guiding architectural evolution, and leading initiatives to improve engineering processes and productivity. The role requires strong collaboration with various engineering and product teams, and a focus on driving business impact.

Senior Engineering Manager for Upstart Bank, leading teams responsible for critical areas of a modern banking platform. Focuses on translating product, regulatory, and operational priorities into technical plans and reliable execution across systems like payments, funding, reporting, and integrations. Requires experience in regulated environments and building scalable, reliable, and audit-ready infrastructure.

Upstart is an AI lending marketplace that uses AI to reshape access to credit. This IT Support Analyst role provides frontline support for devices, access, and core workplace technology, serving as the primary onsite IT presence in the New York City office. Responsibilities include troubleshooting, ticket execution, onboarding/offboarding, and improving IT systems and processes.

Upstart is a fintech company that uses AI to improve access to credit. The Capital Insights team is responsible for partner-facing reporting, building and maintaining APIs, data pipelines, data models, and reporting systems. This Senior Software Engineer role focuses on backend services, data pipelines, and reporting infrastructure to ensure accurate and timely data for capital partners, supporting the flow of capital through the marketplace and scaling the platform.

Upstart is an AI lending marketplace that uses AI to reshape access to credit. The Cloud Platform team builds and operates the shared cloud infrastructure for product and machine learning workloads, owning core components across Kubernetes, AWS, service mesh, identity, and developer tooling. The Senior DevOps Engineer will evolve this platform to support increasing scale and complexity, partnering with SRE, Delivery, InfoSec, and product/ML teams to improve reliability, developer experience, and cost efficiency.

Upstart is a fintech company that uses AI to improve access to credit. This role is for a Senior Software Engineer on the Event Bus, Experimentation, and gRPC team, which builds frameworks and tooling for event-driven architectures, feature rollouts, and inter-service communication. The role involves designing and implementing cross-cutting solutions, establishing best practices, and mentoring junior engineers. The company emphasizes ease of use, performance, data quality, observability, and security.

Upstart is an AI lending marketplace that uses advanced AI to reduce the cost and complexity of borrowing. The Identity Platform team is responsible for creating, securing, and managing borrower and partner identity, including authentication and authorization. They are looking for a Principal Software Engineer to drive technical excellence, set the technical vision, and lead the design and development of large-scale systems from the ground up, ensuring security and ease of access.

Upstart is an AI lending marketplace that uses advanced AI and machine learning to reshape access to credit. The Site Reliability Engineering (SRE) team owns the reliability, resiliency, and observability of Upstart's production systems, building tooling and automation to monitor health, improve incident response, and automate toil. This role focuses on Site Reliability Tooling, impacting the SRE team and all of Upstart by shaping the future path of SRE at Upstart.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior Mobile Software Engineer role focuses on building mobile experiences for a new consumer credit product using React Native, shipping high-quality features that shape how customers discover, access, and manage credit.

Upstart is an AI lending marketplace that uses technology to expand access to credit. The Principal Security Engineer, Data Security will lead the design and execution of the company's data security program, architecting and building software solutions for data protection and governance. This role requires a strong software engineering background, experience leading security programs, and the ability to influence stakeholders. The company emphasizes its AI capabilities and its mission to reduce the cost and complexity of borrowing.

Upstart is an AI lending marketplace that uses advanced AI to reshape access to credit. This Senior IT Engineer role focuses on enabling a secure, scalable, and efficient technology environment for employees, managing endpoint management, identity and access systems, and SaaS operations. The role involves owning IT initiatives, designing scalable systems, managing MDM solutions, administering identity and access management systems (Okta), and integrating core SaaS tools. The position requires experience with macOS/iOS device management (JAMF), Okta administration, and enterprise SaaS applications, with AWS experience being a plus. Familiarity with AI tools is listed as a preferred qualification.