Currently tracking 7 active AI roles, up 19% versus the prior 4 weeks. Primary focus: Serve · Engineering. Salary range $164k–$226k (avg $195k).
Upstart currently has 12 active AI-related job listings. The majority of these roles are focused on serving infrastructure, accounting for 33% of the openings, followed by agents at 25%. Engineering is the dominant function, with 11 out of the 12 roles. Frequent tech tags include model serving, inference infrastructure, and recommender systems, suggesting a focus on deploying and optimizing AI models.
Upstart currently has 7 active AI-related roles in our index. The most common open titles are: Principal Applied Scientist, Principal Product Manager, Agentic Platform, Principal Software Engineer, Machine Learning Simulations , Senior Engineering Manager, Marketplace, Senior Engineering Manager, Offer Delivery. Most positions are in Engineering and Product.
Upstart's active AI hiring is concentrated in: application (43%), agents (29%), serving infrastructure (29%). These categories follow a seven-stage AI lifecycle: data, pre-training, post-training, serving infrastructure, agents, evaluation, and application.
Job postings at Upstart most frequently reference: model serving, recommender systems, inference infra, agent orchestration, tool use.
In the past 30 days, Upstart has posted 1 new AI-related role.
| Title | Stage | AI score |
|---|---|---|
| Director of Analytics Upstart is seeking a Director of Analytics to lead their Credit Analytics team. This role involves owning the vision and roadmap for credit forecasting, valuation, and risk capital, building and scaling a team, and partnering with ML, Finance, and Capital teams to define and build the next generation of credit and capital infrastructure. The goal is to unify the company's credit risk narrative and ensure robust, explainable forecasts and valuations. | — | 5 |
| Senior Engineering Manager, Distribution Platform Senior Engineering Manager for Upstart's Distribution Platform team, focusing on developing and scaling marketing outreach solutions. The role involves defining engineering roadmaps, leading a team, leveraging data for growth strategies, and building direct mail and digital infrastructure. While the company heavily utilizes AI, this specific role is focused on the engineering management and platform aspects of marketing distribution channels, rather than direct AI/ML model development. | — | 5 |
| Director, Software Engineering, Mobile Platform Lead and scale Upstart’s Mobile Platform organization, shaping and driving the overall mobile platform strategy. This role is responsible for building shared platform capabilities, accelerating mobile development, expanding reach, and maximizing customer lifetime value through a robust native iOS application. Collaborates closely with Product Management, Legal & Compliance, UX/UI Design, Data Analytics, and Loan Product teams. | — | 5 |
| Senior Engineering Manager, Offer Delivery Senior Engineering Manager for Upstart's Offer Delivery Team, focused on driving user growth and engagement through intelligent targeting, personalized offer generation, and scaling infrastructure. This role involves defining roadmaps, leading engineering teams, leveraging data for optimization, and creating a best-in-class offer generation system. | Ship | 5 |
| Software Engineer, Verifications Platform Upstart is a fintech company that uses AI to improve access to credit. This Software Engineer role on the Verifications Platform team will build and scale backend services for automated approval decisions, verification workflows, and fraud detection. The role involves integrating with third-party data providers, ML models, and internal rule engines to ensure accurate, compliant, and automated lending decisions. The goal is to achieve fully automated decisioning while maintaining risk correctness and compliance. | — | 5 |
| Principal Site Reliability Engineer Upstart is seeking a Principal Site Reliability Engineer to own the reliability, resiliency, and observability of their production systems. This role involves building automation, tooling, and frameworks to ensure infrastructure health and scalability, defining technology operations risk strategy, and implementing disaster recovery planning. The Principal Engineer will act as a thought leader, driving adoption of SRE best practices, mentoring engineers, and influencing technical and business decisions. They will collaborate with various teams including Product Engineering, DevEx, Data Engineering, and Machine Learning to enhance operational excellence. Key responsibilities include leading SRE principle adoption, shaping reliability strategies, championing observability tools, building self-healing systems, improving incident response for ML systems, and driving cross-functional initiatives. | — | 5 |
| Manager of Privacy Compliance Manager of Privacy Compliance at Upstart, a fintech company. This role focuses on building and maturing the company's privacy program, embedding privacy controls into AI/ML systems, product lifecycles, and data pipelines, while ensuring compliance with financial and privacy regulations. Responsibilities include leading privacy risk assessments, supporting model governance, and maintaining privacy documentation. | — | 5 |
| Principal Software Engineer, Cash Line Principal Software Engineer for Upstart's new Cash Line revolving credit product. This role involves designing and building core backend systems for underwriting, pricing, and servicing, with a strong emphasis on integrating AI and generative AI capabilities into both the product and internal workflows. The engineer will work in a greenfield environment, collaborating with product, ML, and other stakeholders to deliver a category-defining credit experience. | Ship | 5 |
| Principal Application Security Engineer This role focuses on application security engineering within a fintech company that utilizes AI. The Principal Application Security Engineer will define and drive the application security strategy, conduct security architecture reviews, lead threat modeling for various systems including ML/AI pipelines, and design security guardrails across the SDLC. The role requires strong leadership and collaboration skills to influence secure system development and reduce systemic risk. | — | 5 |
| Senior Collections Specialist This role is for a Senior Collections Specialist at Upstart, an AI lending marketplace. The primary focus is on helping borrowers overcome financial challenges through negotiation and personalized solutions, while achieving performance outcomes. The role involves collections performance, driving innovation in collections practices, and adhering to collections laws and compliance standards. | — | 5 |
| Principal Product Manager, Engagement Principal Product Manager, Engagement at Upstart, a fintech company focused on AI lending. This role will define and deliver the vision for user engagement across Upstart's ecosystem, building experiences that drive user activity, retention, and repeat usage. The PM will shape in-product experiences and touchpoints that deepen trust, promote financial wellness, and unlock monetization pathways, working cross-functionally with product, design, engineering, data science, and marketing. | — | 5 |
| Principal Credit Analytics This role is for a Principal Credit Analytics at Upstart, a fintech company focused on AI-driven lending. The role involves leading credit forecasting, valuation, and risk capital analytics to inform portfolio strategy and funding decisions. It requires strong analytical and technical skills, experience in credit risk within fintech, and collaboration with ML, Finance, and Product teams. The primary focus is on analytics and insights that support the company's AI-powered credit platform, rather than direct AI/ML model building. | — | 5 |
| Senior Engineering Manager, Marketplace Senior Engineering Manager for Upstart's Marketplace Optimization team, responsible for leading engineering squads to build and scale production systems that optimize market-level outcomes. This role involves defining technical roadmaps, managing and mentoring engineers, driving technical excellence in scalable services and data pipelines, and ensuring operational reliability in a regulated fintech environment. The focus is on translating business goals and ML signals into reliable, performant, and safe production services that directly impact borrower outcomes and capital performance. | Ship | 5 |
| Join our Product Talent Community! This is a job posting for a Product Talent Community at Upstart, a company focused on using AI to improve access to credit. The posting describes Upstart's mission, its AI-driven lending platform, and its company culture and benefits. It invites individuals interested in product roles to join their talent community to stay informed about future opportunities. | — | 5 |
| Principal Software Engineer, Capital Marketplace Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This Principal Software Engineer role on the Capital Marketplace team will focus on defining the technical roadmap, guiding architectural evolution, and leading initiatives to improve engineering processes and productivity. The role requires strong collaboration with various engineering and product teams, and a focus on driving business impact. | — | 5 |
| Director, Compliance & Control Oversight - Growth This role is for a Director of Compliance & Control Oversight focused on the growth engine of Upstart's AI lending marketplace. The primary focus is on ensuring compliance with consumer protection regulations, fair lending, and disclosure requirements across acquisition channels, marketing programs, and partner relationships. The role involves building and maintaining control frameworks, conducting root cause analysis for compliance matters, and influencing various teams (Growth, Product, Marketing, ML) while representing the business to second-line compliance, Legal, and auditors. The role requires leadership in building and developing a compliance team. | — | 1 |
| Senior Engineering Manager, Upstart Bank Senior Engineering Manager for Upstart Bank, leading teams responsible for critical areas of a modern banking platform. Focuses on translating product, regulatory, and operational priorities into technical plans and reliable execution across systems like payments, funding, reporting, and integrations. Requires experience in regulated environments and building scalable, reliable, and audit-ready infrastructure. | — | 1 |
| Business Development Representative Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This Business Development Representative role focuses on generating pipeline for the sales team by engaging dealership decision-makers and setting qualified meetings. The role involves high-volume outbound outreach, managing a territory, and meeting quotas. It requires experience in BDR/SDR roles, outbound prospecting, and using sales tools. | — | 1 |
| Manager, Treasury Risk Upstart is a fintech company that uses AI to improve access to credit. This role is for a Manager, Treasury Risk, responsible for building and executing the bank's second-line Treasury risk oversight program. The role involves monitoring key risk indicators, challenging first-line activities, preparing reports for senior management and the board, and ensuring compliance with regulatory guidance. | — | 0 |
| Operations Manager, Loan Processing Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for an Operations Manager on the Personal Loans team, responsible for overseeing daily operations, managing team production and outcomes, and providing leadership to associates and Associate Operations Managers. The manager will ensure the team meets KPIs like productivity, turnaround times, and quality, and will collaborate with other departments to optimize strategies and processes. | — | 0 |
| Bank Accounting and Regulatory Reporting Senior Associate Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for a Senior Associate on the Bank Accounting and Regulatory Reporting team, responsible for preparing accounting records and regulatory filings for the Upstart Bank and Bank Holding Company. The role requires technical accounting knowledge, sound judgment, and the ability to manage reporting responsibilities independently, ensuring completeness, accuracy, and timeliness of financial operations and compliance with regulatory expectations. | — | 0 |
| IT Support Analyst This role is for an IT Support Analyst at Upstart, focusing on managing and resolving technology issues for employees. Responsibilities include handling help desk inquiries, onboarding/offboarding, providing IT training, documenting processes, and troubleshooting systems like Okta, GSuite, and Slack. The role is office-based in Columbus, OH. | — | 0 |
| Senior Software Engineer Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This Senior Software Engineer role on the Bank Technology team will design and build internal applications that power critical bank functions, focusing on software systems, automation, integrations, and platform tooling to replace manual processes with scalable solutions. The role requires experience in designing and building production web applications, relational databases, and APIs, with a preference for experience in regulated environments and internal tooling. | — | 0 |
| Paralegal, Capital Markets Upstart is seeking a Paralegal to support its capital markets legal and business teams in day-to-day matters, including asset-backed securitizations, warehouse financings, and investment funds. The role requires strong organizational skills, the ability to work cross-functionally, and a quick understanding of regulatory regimes. | — | 0 |
| Senior Manager, Technology Risk This role is for a Senior Manager, Technology Risk at Upstart, an AI lending marketplace. The role focuses on establishing and leading the second-line technology and information security risk oversight program for Upstart Bank, ensuring alignment with regulatory expectations (OCC, FDIC, FFIEC). Responsibilities include independent review of technology and security controls, risk assessments, reporting to regulators and leadership, and managing a team. Requires experience in technology risk management within a banking/financial services environment and familiarity with regulatory standards. | — | 0 |
| Senior Manager, Vendor Management Upstart is an AI lending marketplace that uses advanced AI to reduce the cost and complexity of borrowing. This role is for a Senior Manager, Vendor Management within the Secured Lending organization, responsible for building and leading the first-line risk and control infrastructure for secured lending products. The role involves overseeing critical third parties and outsourced activities, ensuring compliance with risk management frameworks, monitoring vendor performance, driving remediation, and maintaining contingency plans. The ideal candidate will have extensive experience in third-party risk management within a regulated financial services environment. | — | 0 |
| Lead Counsel, Corporate and Banking Upstart is seeking a Lead Counsel, Corporate and Banking to support its proposed OCC-chartered bank. This role will focus on corporate governance, board support, and affiliate transaction frameworks, including Regulation W compliance, Bank Holding Company Act, and Federal Reserve reporting. The position requires extensive experience in banking law and bank regulatory matters, with a focus on ensuring the bank operates in a compliant and scalable manner. | — | 0 |
| Lead Counsel, Corporate and Banking Upstart is seeking a Lead Counsel, Corporate and Banking to support its proposed OCC-chartered bank. This role will focus on corporate governance, board support, and affiliate transaction frameworks, including Regulation W compliance, Bank Holding Company Act, and Federal Reserve reporting. The position requires extensive experience in banking law and bank regulatory matters, with a focus on ensuring the bank operates in a compliant and scalable manner. | — | 0 |
| Payroll Specialist This role is for a Payroll Specialist at Upstart, a fintech company focused on AI lending. The specialist will be responsible for full-cycle US domestic payroll processing, managing time tracking, auditing payroll data, assisting with compliance matters, and processing equity events. The role requires meticulous attention to detail and confidentiality. | — | 0 |
| Lead Borrower Success Associate This role is for a Lead Borrower Success Associate at Upstart, an AI lending marketplace. The role focuses on supporting borrowers through the servicing experience, improving workflow efficiency, managing escalations, and partnering cross-functionally to implement scalable process improvements. It involves operational guidance, monitoring workflows, investigating complex issues, and identifying process gaps. The company uses AI extensively in its lending platform, but this specific role is not directly involved in building or researching AI models. | — | 0 |
| Lead Legal Counsel, Lending Partnerships Lead Legal Counsel for Lending Partnerships at Upstart, a fintech company using AI to improve credit access. This role involves drafting and negotiating commercial agreements, providing legal and strategic advice to the Lending Partnerships business, and developing transaction processes. Requires experience with B2B SaaS agreements and a strong understanding of regulated environments. | — | 0 |
| Principal Program Manager, Tech Risk (BC/DR) This role is for a Principal Program Manager, Tech Risk (BC/DR) at Upstart, a fintech company focused on AI lending. The role involves leading the enterprise business continuity and disaster recovery program, ensuring operational resilience and compliance with bank-grade standards. It requires experience in business continuity, disaster recovery, and operational resilience, particularly within regulated financial services environments. | — | 0 |
| Recruiting Coordinator (Contract) This role is for a Recruiting Coordinator at Upstart, an AI lending marketplace. The coordinator will be responsible for interview scheduling, ensuring a seamless candidate experience, and maintaining candidate records in the applicant tracking system. The role requires strong organizational and communication skills, with experience in recruiting operations and scheduling tools being a plus. The company uses AI extensively in its lending platform, but this role is not directly involved in building or deploying AI. | — | 0 |
| Senior Security Engineering Manager, Product Security Lead a team responsible for scaling security engineering practices across application security, infrastructure security, offensive security, and product security at Upstart, an AI lending marketplace. The role involves defining roadmaps, managing engineers, partnering with cross-functional leaders, and strengthening secure-by-design practices across the SDLC and cloud infrastructure. | — | 0 |
| Senior Security Engineering Manager, Enterprise Security Upstart is an AI lending marketplace that uses AI to reshape access to credit. This role is for a Senior Security Engineering Manager, Enterprise Security, focusing on building and maturing security programs across enterprise security, security operations, and detection engineering to protect the company's systems, products, and data. The role involves leading a team, defining security strategies, building proactive controls, improving threat detection and response, and driving cross-functional security initiatives. | — | 0 |
| Software Engineer, Foundations Upstart is a fintech company that uses AI to improve access to credit. The Foundations team builds and maintains large-scale data platforms for marketing initiatives, focusing on audience segmentation, campaign enablement, and attribution systems. This role involves scaling and extending backend data systems and pipelines to support marketing data workflows, partnering with stakeholders to improve data availability, maintainability, and observability, and contributing to data quality through monitoring and validation. | — | 0 |
| Senior Office Administrator This is a Senior Office Administrator role at Upstart, an AI lending marketplace. The role focuses on managing the day-to-day operations of the Easton office, ensuring a smooth, welcoming, and efficient work environment. Responsibilities include serving as a point of contact, overseeing daily operations, managing facilities, coordinating events, and responding to support requests. The role requires 3+ years of experience in office management or a related field, strong organizational skills, and proficiency in Google Suite. Experience in tech or high-growth environments is preferred. | — | 0 |
| Operations Manager, Auto Collections Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for an Operations Manager on the Auto Collections team, responsible for leading a team of Collections Specialists to drive repayment outcomes, deliver empathetic and compliant customer interactions, and improve operational performance. The role involves coaching frontline talent, identifying process improvements, and ensuring compliance with company policies and regulatory requirements. | — | 0 |
| Senior Legal Counsel, Capital Markets This role is for a Senior Legal Counsel specializing in Capital Markets at Upstart, an AI lending marketplace. The role involves supporting financing transactions, structuring deals, managing legal risk, and providing guidance on legal matters related to capital markets and investor relations. The company uses AI extensively in its lending platform, but this role is focused on the legal and financial aspects of capital markets, not on building or directly working with AI models. | — | 0 |
| Office Management & Workplace Events Lead Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for an Office Management & Workplace Events Lead in NYC, responsible for launching and operationalizing the new office, managing daily operations, vendor partnerships, and employee experience. | — | 0 |
| Executive Assistant Upstart is an AI lending marketplace that uses AI to reshape access to credit. This Executive Assistant role supports senior leadership by managing calendars, meetings, travel, and coordination, aiming to improve how leaders spend their time and how work progresses. The role requires experience in fast-paced environments, proficiency in Google Workspace, and the ability to use tools and technology, including AI, to streamline workflows. | — | 0 |
| IT Support Analyst Upstart is an AI lending marketplace that uses AI to reshape access to credit. This IT Support Analyst role provides frontline support for devices, access, and core workplace technology, serving as the primary onsite IT presence in the New York City office. Responsibilities include troubleshooting, ticket execution, onboarding/offboarding, and improving IT systems and processes. | — | 0 |
| Director of Corporate Communications Director of Corporate Communications at Upstart, an AI lending marketplace. This role focuses on shaping the company's story, managing media relations, executive visibility, and thought leadership to position Upstart and its leaders within conversations about lending, AI, and consumer finance. The role requires translating complex topics into clear narratives for external audiences and partnering across departments. | — | 0 |
| Creative Director, Brand Creative Director, Brand at Upstart, a fintech company using AI for lending. This role leads creative strategy and execution for owned brand channels (social, website, design systems) and drives brand campaign creative. It involves leading and developing a creative team, partnering with marketing and product, and evolving the use of AI tools in creative processes. Requires 10+ years of experience in brand creative/direction, with 4+ years in team leadership. Experience with consumer-facing tech or regulated industries and advanced fluency with AI-assisted creative tools are preferred. | — | 0 |
| Senior Software Engineer, Capital Insights Upstart is a fintech company that uses AI to improve access to credit. The Capital Insights team is responsible for partner-facing reporting, building and maintaining APIs, data pipelines, data models, and reporting systems. This Senior Software Engineer role focuses on backend services, data pipelines, and reporting infrastructure to ensure accurate and timely data for capital partners, supporting the flow of capital through the marketplace and scaling the platform. | — | 0 |
| Director of Treasury Risk This role is for a Director of Treasury Risk at Upstart, an AI lending marketplace. The primary focus is on establishing and leading the independent second-line treasury risk oversight program for a national bank application. Responsibilities include setting up risk frameworks, policies, and limits for liquidity, interest rate, price, and capital management, providing independent review and challenge to the first-line Bank Treasury team, and serving as the primary point of contact for bank examiners on treasury risk topics. The role requires deep knowledge of OCC and interagency requirements and guidance on treasury risk matters within a banking environment. | — | 0 |
| Director of Enterprise Risk Management Upstart is an AI lending marketplace that partners with banks and credit unions to expand access to affordable credit. This role is for a Director of Enterprise Risk Management to lead and grow the Risk team's ERM function for Upstart Bank, focusing on establishing and enhancing the bank's ERM program and framework, including risk appetite, assessment processes, risk metrics, and governance. The role will also oversee the operational risk team and serve as a point of contact for regulators. | — | 0 |
| Senior DevOps Engineer Upstart is an AI lending marketplace that uses AI to reshape access to credit. The Cloud Platform team builds and operates the shared cloud infrastructure for product and machine learning workloads, owning core components across Kubernetes, AWS, service mesh, identity, and developer tooling. The Senior DevOps Engineer will evolve this platform to support increasing scale and complexity, partnering with SRE, Delivery, InfoSec, and product/ML teams to improve reliability, developer experience, and cost efficiency. | — | 0 |
| Compliance Assistant Manager, HELOC This role is for a Compliance Assistant Manager at Upstart, an AI lending marketplace. The primary focus is on ensuring compliance for Home Equity Lines of Credit (HELOC) processes and requirements within a bank or bank-regulated environment. Responsibilities include advising on compliant processes, reviewing product designs, implementing controls, managing regulatory changes, reviewing marketing content, overseeing servicing compliance, running independent monitoring, and managing issue resolution. The role requires significant experience in mortgage or home equity regulatory compliance and knowledge of various consumer protection laws. | — | 0 |
| Assistant General Counsel, Commercial Upstart is seeking an Assistant General Counsel, Commercial to lead a team of commercial attorneys. This role will involve negotiating and drafting contracts for all third-party agreements and supporting the lending partnerships sales team. The ideal candidate will have extensive experience in commercial transactions, team management, and contract law, with a strong preference for banking and fintech legal experience. | — | 0 |